Mitchell County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mitchell County, GA distress report, 2026: 7 ZIPs scored in Mitchell, GA, Mitchell, GA average 25/100; the top Mitchell, GA ZIP is 31765 at 30/100; Mitchell, GA market phase peak, Mitchell, GA prices +2.5% year over year.
- Mitchell, GA ranks #2,327 nationally (opportunity index); Mitchell, GA #148 in Georgia; Mitchell, GA index 26.6.
- Mitchell, GA: no CFPB county sample; Mitchell, GA non-metro area reading 1.3%.
- Mitchell, GA ZIP phases: 7 peak.
- Mitchell, GA residential listings tracked: 3 across 5 ZIPs; Mitchell, GA candidate listings 2.
- Mitchell, GA lenders on watch: 4; largest Mitchell, GA footprint Family Bank (2 branches).
- Mitchell, GA most distressed ZIP: 31765 at 30/100.
Mitchell, GA figures: DLRadar distress index; Mitchell, GA inputs: CFPB, FHFA, HUD, FDIC; Mitchell, GA rebuilt as sources refresh.
| Rank | Mitchell, GA ZIP | Score |
|---|---|---|
| 1 | 31765 | 30/100 |
| 2 | 31730 | 26/100 |
| 3 | 31779 | 26/100 |
| 4 | 31705 | 24/100 |
| 5 | 31716 | 24/100 |
| 6 | 31784 | 24/100 |
| 7 | 31744 | 21/100 |
Most distressed Mitchell, GA ZIPs (0-100, 2026)
Mortgage delinquency around Mitchell, GA
No CFPB county sample covers Mitchell, GA; the non-metro area reading for Mitchell, GA: 1.3% ninety-plus; Mitchell, GA area thirty-to-eighty-nine 3.0% (December 2025, Mitchell, GA); Georgia overall 1.3%.
Opportunity index: Mitchell, GA
Mitchell, GA index 26.6, Mitchell, GA phase weak; Mitchell, GA primary driver vacancy, Mitchell, GA second driver bank institutional. Mitchell, GA components: property stress 25.4, foreclosure pressure 24.3, listing discounts 7.7, bank stress 48.9, insurance 0.0; Mitchell, GA pulse 32.0; Mitchell, GA capital opportunity 18.4; Mitchell, GA seven-day change +0.2%.
ZIP market phases inside Mitchell, GA
7 Mitchell, GA ZIPs carry a price-cycle phase; Mitchell, GA ZIPs by phase (Mitchell, GA), deepest drawdown first: peak, +1.9% YoY, 0.0% off peak (Mitchell, GA): 31765; peak, +0.9% YoY, 0.0% off peak (Mitchell, GA): 31744; peak, +2.0% YoY, 0.0% off peak (Mitchell, GA): 31779; peak, +2.4% YoY, 0.0% off peak (Mitchell, GA): 31730; peak, +0.8% YoY (Mitchell, GA): 31705; peak, +2.5% YoY (Mitchell, GA): 31716, 31784.
Residential listings by Mitchell, GA ZIP
Mitchell, GA ZIPs with the most tracked Mitchell, GA residential listings: 31730 1 listings, 1 candidates, bank pressure 55; 31765 1 listings, 0 candidates, bank pressure 56; 31784 1 listings, 1 candidates, bank pressure 54; 31716 0 listings, 0 candidates, bank pressure 54 (Mitchell, GA); 31779 0 listings, 0 candidates, bank pressure 57. Mitchell, GA totals: 3 listings; Mitchell, GA candidates 2; active ZIPs 1.
Lenders with branches in Mitchell, GA
Mitchell, GA lenders by branch count: Family Bank (Mitchell, GA): stress 49, 2 branches low in Mitchell, GA; Planters&Citizens Bank (Mitchell, GA): stress 82, 1 branch low in Mitchell, GA; Guardian Bank (Mitchell, GA): stress 64, 1 branch low in Mitchell, GA; Bank Of Camilla (Mitchell, GA): stress 21, 1 branch low in Mitchell, GA.
Vacancy and permits, Mitchell, GA
1,215 of 9,028 Mitchell, GA housing units are vacant; Mitchell, GA permits, twelve months: 0 multifamily units in Mitchell, GA, 27 one-to-four unit units.
Work Mitchell, GA at the parcel level
Every Mitchell, GA parcel carries owner and address; every Mitchell, GA parcel carries APN; Mitchell, GA distress scores sit on the Mitchell, GA live board.
Mitchell, GA figures refresh with each source.
Mitchell, GA questions
Most distressed ZIP code in Mitchell County, GA?
ZIP 31765 leads Mitchell, GA at 30/100; next in Mitchell, GA: 31730 at 26/100; the Mitchell, GA average is 25/100.
Where does Mitchell County, GA rank for investment opportunity?
Mitchell, GA is #2,327 among all ranked counties, #148 in Georgia; the Mitchell, GA driver is vacancy; Mitchell, GA moved down 495 places.
How many mortgages are delinquent in Mitchell County, GA?
Mitchell, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Mitchell, GA.
Which banks lend in Mitchell County, GA?
4 watched lenders hold Mitchell, GA branches; the largest Mitchell, GA footprints are Family Bank (2), Planters&Citizens Bank (1), Guardian Bank (1).
More on Mitchell, GA
Mitchell County, GA distress report: public-record figures for Mitchell, GA; not legal advice for Mitchell, GA; not tax or investment advice; verify every Mitchell, GA record before acting.