Georgia County Foreclosure & Distress Reports (2026)

One report per county — 159 in Georgia — each scored 0-100 from public foreclosure, tax-lien, mortgage and bank-stress records and refreshed monthly. The live county pages sit under the Georgia distress hub; insurance pressure is on the Georgia home-insurance page.

159 Georgia county reports sit in this archive; Georgia opportunity phases run 62 early_signal, 30 watchlist, 24 peak_opportunity; Georgia ninety-day delinquency 1.3%; 125 banks chartered in Georgia; 44,976 HUD-assisted Georgia units.

Georgia counties to open first by opportunity rank: Brantley (#14, strong_buy); Hancock (#24, strong_buy); White (#31, strong_buy) in Georgia; Taliaferro (#33, strong_buy); Jefferson (#41, overheated); Glynn (#44, strong_buy).

Georgia insurance bands across counties: 86 medium in Georgia, 45 high, 28 low; Georgia NFIP claims 1,510 in three years.

Georgia counties in the peak phase (141): Appling, Atkinson, Bacon, Baker, Baldwin, Banks (Georgia), Barrow, Bartow, Ben Hill, Berrien, Bibb, Bleckley (Georgia), Bryan, Bulloch, Butts, Calhoun, Camden, Candler (Georgia), Carroll, Catoosa, Charlton, Chatham, Chattahoochee, Chattooga (Georgia), Cherokee, Clarke, Clay, Clayton, Clinch, Cobb (Georgia), Coffee, Colquitt, Cook, Coweta, Crawford, Crisp (Georgia), Dade, Dawson, Decatur, Dekalb, Dodge, Dooly (Georgia), Dougherty, Douglas, Early, Effingham, Elbert, Emanuel (Georgia), Evans, Fannin, Fayette, Forsyth, Franklin, Fulton (Georgia), Gilmer, Glascock, Gordon, Grady, Greene, Gwinnett (Georgia), Habersham, Hancock, Haralson, Harris, Hart, Heard (Georgia), Henry, Irwin, Jackson, Jasper, Jeff Davis, Jefferson (Georgia), Jenkins, Johnson, Jones, Lamar, Laurens, Lee (Georgia), Liberty, Long, Lumpkin, Macon, Madison, Marion (Georgia), Meriwether, Miller, Mitchell, Monroe, Montgomery, Morgan (Georgia), Muscogee, Newton, Oconee, Oglethorpe, Paulding, Pickens (Georgia), Pierce, Pike, Polk, Pulaski, Putnam, Quitman (Georgia), Rabun, Randolph, Rockdale, Schley, Screven, Seminole (Georgia), Spalding, Stephens, Stewart, Sumter, Talbot, Taliaferro (Georgia), Tattnall, Taylor, Telfair, Terrell, Thomas, Tift (Georgia), Toombs, Towns, Treutlen, Troup, Turner, Twiggs (Georgia), Union, Upson, Walker, Walton, Ware, Warren (Georgia), Washington, Wayne, Webster, Wheeler, White, Wilcox (Georgia), Wilkes, Wilkinson, Worth.

Georgia counties in the neutral phase (8): Burke, Columbia, Hall, Lincoln, Mcduffie, Murray (Georgia), Richmond, Whitfield.

Georgia counties in the expansion phase (6): Brooks, Echols, Houston, Lanier, Lowndes, Peach.

Georgia counties in the contraction phase (4): Brantley, Floyd, Glynn, Mcintosh.

Georgia permitted 60,996 housing units in twelve months; 467,469 Georgia units sit vacant of 4,541,835.

Georgia counties highest on the national opportunity index: Brantley #14 (41.6/100, strong_buy); Hancock #24 (39.8/100, strong_buy); White #31 (39.3/100, strong_buy) in Georgia; Taliaferro #33 (39.2/100, strong_buy); Jefferson #41 (38.8/100, overheated); Glynn #44 (38.7/100, strong_buy) in Georgia; Gilmer #47 (38.6/100, strong_buy); Putnam #57 (38.3/100, strong_buy); Macon #67 (38.0/100, overheated) in Georgia; Mcintosh #87 (37.5/100, overheated); Burke #92 (37.3/100, strong_buy); Peach #122 (36.8/100, strong_buy) in Georgia.

How the Georgia county reports are scored: each Georgia report reads its county's foreclosure filings, Georgia tax-lien and tax-deed records, FHA mortgage delinquency in Georgia (ninety-day rate 1.3%, December 2025), the FDIC stress of Georgia lenders (125 chartered in Georgia) and FEMA/NFIP pressure on Georgia (1,510 NFIP claims, three years), then scores every Georgia ZIP 0-100.

Brantley County leads Georgia on the opportunity index at #14 nationally with 6 scored ZIPs. Every Georgia report is rebuilt monthly from public records; a Georgia county whose data lapses keeps its Georgia page and says so.

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