Richmond County, GA: Foreclosures, Tax Liens & Distressed Properties

Richmond County, GA, Georgia: 11 ZIP codes scored, Richmond County, GA averaging 32/100 (moderate, Richmond, GA), from 29 to 34. Richmond County, GA is in its neutral phase (Richmond, GA confidence 27/100): Richmond, GA home prices up 4.9% (Richmond, GA) over twelve months. Richmond County, GA lender headwind: 52/100.

Highest-scoring Richmond County, GA ZIPs: 30813 (34/100), 30907 (34/100), 30812 (32/100), 30901 (32/100), 30904 (32/100), 30905 (32/100). Also scored in Richmond County, GA: 30906, 30909, 30912, 30815, 30805.

Across Richmond County, GA's scored ZIPs: median home value $188,775, household income $63,687, 18.9% vacancy, 24.7% poverty, 51% owner-occupied, median age 37.8.

Richmond County, GA insurance distress 91/100 (#86 in the US); FEMA hazard 96/100 for Richmond, GA; 12 federal disaster declarations in Richmond County, GA since 2023 (3 hurricane); 72 Richmond, GA NFIP flood claims, $843K paid; Richmond, GA construction distress 33/100.

17 banks with 37 branches lend in Richmond County, GA; Richmond, GA weighted bank stress 65/100, highest 96/100 in Richmond, GA.

Richmond County, GA unemployment 4.6% (Richmond, GA -0.2 pts, six months); 557 new housing units permitted in Richmond County, GA over twelve months, Richmond, GA up 18% from 471; Richmond, GA home prices +10.1% a year (Richmond, GA) over three years.

93,145 housing units in Richmond County, GA; 36,448 Richmond, GA renter households; 53% of Richmond, GA renters spend 30%+ of income on rent, 29% (Richmond, GA) half or more.

Richmond County, GA ranks #227 nationally on the opportunity index (Richmond, GA, among all ranked counties); Richmond, GA scores 35.6/100 and Richmond, GA sits #16 inside Georgia. Richmond, GA is in the peak_opportunity opportunity phase; Richmond, GA's primary driver is vacancy, Richmond, GA second driver bank institutional; Richmond, GA moved up 231 places. 26 short-sale listings across Richmond, GA; 84 days on market observed in Richmond, GA; 17.6% vacancy over 11 Richmond, GA ZIPs.

1.4% of Richmond County, GA mortgages were ninety-plus days late in December 2025; Richmond, GA's thirty-to-eighty-nine-day share was 3.9% (CFPB county sample). Richmond, GA's ninety-day rate is up 0.6 points on twelve months earlier; the Richmond, GA peak since 2008 was 5.4% in December 2009; Georgia overall reads 1.3%.

Richmond County, GA has 4 watched banks; 4 Richmond, GA banks sit in an elevated band. Richmond, GA footprints: Queensborough Nb&T Co (3 branches, stress 76) in Richmond, GA; Vallant Bank (2 branches, stress 56) in Richmond, GA; South Georgia Bank (1 branch, stress 58) in Richmond, GA.

HUD lists 21 assisted multifamily properties in Richmond County, GA with 1,112 units; 764 Richmond, GA units are assisted, 6 Richmond, GA properties under project-based Section 8.

16,451 of the 93,145 housing units in Richmond, GA sit vacant. Richmond County, GA permitted 0 multifamily units in twelve months; Richmond, GA's one-to-four unit structures added 557 units in Richmond County, GA.