Muscogee County, GA: Foreclosures, Tax Liens & Distressed Properties

Muscogee County, GA, Georgia: 11 ZIP codes scored, Muscogee County, GA averaging 27/100 (low, Muscogee, GA), from 15 to 31. Muscogee County, GA is in its peak phase (Muscogee, GA confidence 31/100): Muscogee, GA home prices up 1.6% (Muscogee, GA) over twelve months, 1.6% under their peak. Muscogee County, GA lender headwind: 35/100.

Highest-scoring Muscogee County, GA ZIPs: 31901 (31/100), 31903 (31/100), 31904 (31/100), 31906 (31/100), 31907 (31/100), 31909 (31/100). Also scored in Muscogee County, GA: 31829, 31820, 31808, 31905, 31801.

Across Muscogee County, GA's scored ZIPs: median home value $232,620, household income $62,029, 11.4% vacancy, 16.5% poverty, 58% owner-occupied, median age 38.0.

Muscogee County, GA insurance distress 82/100 (#304 in the US); FEMA hazard 90/100 for Muscogee, GA; 9 federal disaster declarations in Muscogee County, GA since 2023; 11 Muscogee, GA NFIP flood claims, $55K paid; Muscogee, GA construction distress 52/100.

11 banks with 30 branches lend in Muscogee County, GA; Muscogee, GA weighted bank stress 62/100, highest 71/100 in Muscogee, GA.

Muscogee County, GA unemployment 4.2% (Muscogee, GA -0.1 pts, six months); 269 new housing units permitted in Muscogee County, GA over twelve months, Muscogee, GA down 2% from 274; Muscogee, GA home prices +8.1% a year (Muscogee, GA) over three years.

92,031 housing units in Muscogee County, GA; 40,109 Muscogee, GA renter households; 46% of Muscogee, GA renters spend 30%+ of income on rent, 24% (Muscogee, GA) half or more.

Muscogee County, GA ranks #645 nationally on the opportunity index (Muscogee, GA, among all ranked counties); Muscogee, GA scores 32.7/100 and Muscogee, GA sits #43 inside Georgia. Muscogee, GA is in the peak_opportunity opportunity phase; Muscogee, GA's primary driver is vacancy, Muscogee, GA second driver bank institutional; Muscogee, GA moved up 411 places. 6 short-sale listings across Muscogee, GA; 116 days on market observed in Muscogee, GA; 11.6% vacancy over 11 Muscogee, GA ZIPs.

0.9% of Muscogee County, GA mortgages were ninety-plus days late in December 2025; Muscogee, GA's thirty-to-eighty-nine-day share was 3.5% (CFPB county sample). Muscogee, GA's ninety-day rate is up 0.4 points on twelve months earlier; the Muscogee, GA peak since 2008 was 4.0% in December 2009; Georgia overall reads 1.3%.

Muscogee County, GA has 2 watched banks; 2 Muscogee, GA banks sit in an elevated band. Muscogee, GA footprints: Colony Bank (1 branch, stress 65) in Muscogee, GA; First Peoples Bank (1 branch, stress 62) in Muscogee, GA.

HUD lists 21 assisted multifamily properties in Muscogee County, GA with 3,658 units; 406 Muscogee, GA units are assisted, 3 Muscogee, GA properties under project-based Section 8.

10,616 of the 92,031 housing units in Muscogee, GA sit vacant. Muscogee County, GA permitted 45 multifamily units in twelve months; Muscogee, GA's one-to-four unit structures added 224 units in Muscogee County, GA.