ZIP 31904 Property Distress & Foreclosure Data

In Muscogee County, Georgia, ZIP 31904 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (85/100), structural risk (74/100), institutional ownership (55/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 74/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.4% year on year, 1.4% off the recent peak, and 20% higher over three years (phase confidence 48/100). Topping markets hide individual distress behind strong averages.

A median home runs $226,000 here, or 3.3 times local income. The ZIP holds roughly 16,322 housing units. About 31% have a four-year degree. Around 43% of renters are cost-burdened. Households earn a median $65,625 — below the roughly $78,000 national figure. The vacancy rate is 12.0% — elevated. On demographic stress specifically, 31904 scores 34/100. The tenure split is 51% owner-occupied to 49% rented. Roughly 19.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 34,906 people live here, median age 38.

Net-net, 31904 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

33/100
Composite stress
74/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 31904

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk80
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Muscogee County

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