ZIP 31904 Foreclosure, Tax-Lien & Distress Report
Muscogee County, Georgia · Distress market
ZIP code 31904 in Muscogee County, Georgia carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. Its standout signals are structural risk (69/100), institutional ownership (63/100), construction/permit lag (52/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: FEMA disaster exposure (88/100), climate & FEMA risk (80/100), flood (NFIP) exposure (70/100). Structural risk reads 69/100 against active distress of 6/100.
Prices here sit in a peak phase: values rose 1.6% over the trailing year, 1.6% off the recent peak, and 20% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
A median home runs $226,000 here, or 3.3 times local income. There are about 16,322 housing units across 31904. About 31% have a four-year degree. Around 43% of renters are cost-burdened. Median household income is $65,625, below the U.S. median near $78,000. The vacancy rate is 12.0% — elevated. On demographic stress specifically, 31904 scores 34/100. Owners hold 51% of homes, renters 49%. 19.6% of residents fall below the poverty threshold. About 34,906 people live here, median age 38.
On balance 31904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 31904 is not published yet -- the ZIP-level readings above remain fully sourced.
Big metro or rural, 31904 runs through one identical scoring model, so its 31/100 sits on the same scale as every other ZIP in Muscogee County, Georgia and the nation. Nothing here is interpolated — where a source is thin for 31904, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 31904 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. For a buyer, 31904 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 31904
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
31904 at a glance
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Muscogee County ZIPs near 31904
Nearest ZIP codes to 31904
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Muscogee County, Georgia
Additional distress intelligence spanning Muscogee County, Georgia by ZIP, county and state.
Open the complete 31904 acquisition file
Get every distressed property in 31904 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Built from public records, scored the same way everywhere · methodology