ZIP 31904 Foreclosure, Tax-Lien & Distress Report

ZIP code 31904 in Muscogee County, Georgia carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are structural risk (65/100), construction/permit lag (55/100), institutional ownership (51/100). On the quiet end sit mortgage stress (22/100). It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (72/100), FEMA disaster exposure (65/100). Structural risk reads 65/100 against active distress of 6/100.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, 1.6% off the recent peak, and 20% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $226,000 here, or 3.3 times local income. There are about 16,322 housing units across 31904. About 31% have a four-year degree. Around 43% of renters are cost-burdened. Median household income is $65,625, below the U.S. median near $78,000. The vacancy rate is 12.0% — elevated. On demographic stress specifically, 31904 scores 34/100. Owners hold 51% of homes, renters 49%. 19.6% of residents fall below the poverty threshold. About 34,906 people live here, median age 38.

On balance 31904 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 31904 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 31904 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Muscogee County, Georgia and the nation. Nothing here is interpolated — where a source is thin for 31904, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 31904 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 29/100 roll-up. For a buyer, 31904 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.