ZIP 31907 Foreclosure, Tax-Lien & Distress Report

ZIP code 31907 in Muscogee County, Georgia carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic distress index. The latent-versus-live split is 69/100 structural and 6/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (88/100), climate & FEMA risk (80/100), flood (NFIP) exposure (70/100). Its standout signals are structural risk (69/100), institutional ownership (63/100), construction/permit lag (52/100). By contrast, mortgage stress (22/100) register low.

The peak-phase market in 31907 posted values that rose 1.6% over the year, 1.6% off the recent peak, and 20% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Population is roughly 61,544 with a median age of 35. Households earn a median $52,620 — below the roughly $78,000 national figure. There are about 25,505 housing units across 31907. About 23% have a four-year degree. 57% of housing is owner-occupied. Rent burden reaches 43% of tenant households. A median home runs $158,000 here, or 2.7 times local income. 18.2% of residents fall below the poverty threshold. The vacancy rate is 8.1%. The demographic-stress sub-score lands at 32/100.

Overall, 31907 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 31907 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 31907 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 31907 stays directly comparable to neighboring ZIPs and the rest of Muscogee County, Georgia. Nothing here is interpolated — where a source is thin for 31907, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 31907's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 31907 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.