ZIP 36867 Foreclosure, Tax-Lien & Distress Report

In Russell County, Alabama, ZIP 36867 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Latent structural risk is 58/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100), FEMA disaster exposure (78/100), climate & FEMA risk (62/100). The sharpest non-environmental signals are institutional ownership (61/100), structural risk (58/100), mortgage stress (25/100). mortgage stress (25/100) and construction/permit lag (25/100) stay muted.

The market reads peak — home values rose 1.3% year on year, 1.1% off the recent peak, and 20% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $207,600 here, or 4.0 times local income. Median household income is $46,847, below the U.S. median near $78,000. About 22,441 people live here, median age 36. The ZIP holds roughly 10,651 housing units. The vacancy rate is 13.5% — elevated. Around 46% of renters are cost-burdened. 25.0% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 38/100. The tenure split is 47% owner-occupied to 53% rented. Educational attainment sits at 28% bachelor's-or-above.

On the whole, 36867 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 36867's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 36867, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 36867 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 36867 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.