ZIP 36877 Foreclosure, Tax-Lien & Distress Report

ZIP code 36877 in Lee County, Alabama carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. The most distinctive pressure shows up in institutional ownership (57/100), structural risk (56/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (7/100) register low. The latent-versus-live split is 56/100 structural and 7/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100).

Prices here sit in a peak phase: values rose 0.9% over the trailing year, and 24% higher over three years, at 53/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 11.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 5,286 housing units. DLRadar's demographic-stress index for the area reads 31/100. Around 51% of renters are cost-burdened. Owners hold 80% of homes, renters 20%. Educational attainment sits at 25% bachelor's-or-above. At $68,555, median income runs below typical U.S. levels. Home values center near $224,200, an affordability ratio of 2.9× — accessible. The poverty rate is 12.8%. Population is roughly 12,878 with a median age of 37.

On balance 36877 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 36877 is not published yet -- the ZIP-level readings above remain fully sourced.

Whether 36877 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36877 can be compared directly against any other ZIP in Lee County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 36877, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

36877's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 36877 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.