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ZIP 36870 Foreclosure, Tax-Lien & Distress Report

Lee County, Alabama · Affordable market

Composite property distress in 36870 (Lee County, Alabama) lands at 27/100 — low on DLRadar's public-record scoring. Latent structural risk is 59/100 while live distress already moving reads 7/100. Environmental exposure also runs high (flood (NFIP) exposure (82/100), FEMA disaster exposure (78/100), climate & FEMA risk (70/100)). What sets it apart are the readings on institutional ownership (61/100), structural risk (59/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) and construction/permit lag (22/100) register low.

The peak-phase market in 36870 posted values that rose 1.2% over the year, and 15% higher over three years, at 45/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 19,672 people live here, median age 37. The tenure split is 81% owner-occupied to 19% rented. Median household income is $69,652, near the U.S. median near $78,000. The vacancy rate is 6.3%. Home values center near $195,100, an affordability ratio of 2.6× — accessible. Rent burden reaches 53% of tenant households. The ZIP holds roughly 7,591 housing units. About 22% have a four-year degree. The demographic-stress sub-score lands at 30/100. Roughly 15.5% live below the poverty line.

On balance 36870 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 36870 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Lee County, Alabama and the nation. Nothing here is interpolated — where a source is thin for 36870, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

36870's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 36870 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

27/100
Composite stress
59/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 36870

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk70
36870 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 36870 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 36870, drawn from the same report attached to each property.

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Deterministic. Every signal traces to a public dataset · methodology

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