ZIP 36856 Property Distress & Foreclosure Data

DLRadar grades ZIP 36856 (Russell County, Alabama) at a low 29/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100). Property-level stress concentrates in structural risk (65/100), institutional ownership (64/100), construction/permit lag (61/100). mortgage stress (25/100) stay muted. Structural risk reads 65/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, 1.4% off the recent peak, at 48/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

92% of housing is owner-occupied. At $68,636, median income runs below typical U.S. levels. The typical home is worth about $258,700 (3.7× income, relatively affordable). The demographic-stress sub-score lands at 29/100. 8,825 residents call 36856 home, typically aged 31. Vacancy runs 5.7%. Rent burden reaches 30% of tenant households. There are about 3,052 housing units across 36856. Around 21% of adults hold a bachelor's degree or higher. The poverty rate is 12.5%.

Overall, 36856 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.