ZIP 36860 Property Distress & Foreclosure Data

DLRadar grades ZIP 36860 (Russell County, Alabama) at a low 25/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). The latent-versus-live split is 56/100 structural and 7/100 already moving. Property-level stress concentrates in construction/permit lag (60/100), institutional ownership (58/100), structural risk (56/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 3.6% year on year (phase confidence 45/100). Topping markets hide individual distress behind strong averages.

Educational attainment sits at 17% bachelor's-or-above. 13.8% of residents fall below the poverty threshold. The vacancy rate is 23.8% — elevated. About 1,611 people live here, median age 56. Median household income is $42,470, below the U.S. median near $78,000. Home values center near $63,400, an affordability ratio of 1.4× — accessible. Around 33% of renters are cost-burdened. The ZIP holds roughly 859 housing units. DLRadar's demographic-stress index for the area reads 26/100. Owners hold 76% of homes, renters 24%.

Net-net, 36860 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

25/100
Composite stress
56/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 36860

Foreclosure activity0
Mortgage stress23
Climate / FEMA risk40
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Russell County

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Deterministic. Every signal traces to a public dataset · methodology