Russell County, AL: Foreclosures, Tax Liens & Distressed Properties

Russell County, AL, Alabama: 13 ZIP codes scored, Russell County, AL averaging 25/100 (low, Russell, AL), from 21 to 26. Russell County, AL is in its peak phase (Russell, AL confidence 31/100): Russell, AL home prices up 1.6% (Russell, AL) over twelve months, 1.6% under their peak. Russell County, AL lender headwind: 66/100.

Highest-scoring Russell County, AL ZIPs: 36851 (26/100), 36856 (26/100), 36858 (26/100), 36869 (26/100), 36871 (26/100), 36874 (26/100). Also scored in Russell County, AL: 36875, 36877, 36870, 36804, 36867, 36860, 36027.

Across Russell County, AL's scored ZIPs: median home value $179,392, household income $56,854, 14.3% vacancy, 16.9% poverty, 76% owner-occupied, median age 43.0.

Russell County, AL insurance distress 87/100 (#160 in the US); FEMA hazard 87/100 for Russell, AL; 3 federal disaster declarations in Russell County, AL since 2023 (3 hurricane); 9 Russell, AL NFIP flood claims, $657K paid; Russell, AL construction distress 39/100.

6 banks with 10 branches lend in Russell County, AL; Russell, AL weighted bank stress 68/100, highest 80/100 in Russell, AL.

Russell County, AL unemployment 4.3% (Russell, AL +0.6 pts, six months); 163 new housing units permitted in Russell County, AL over twelve months, Russell, AL up 6% from 154; Russell, AL home prices +12.3% a year (Russell, AL) over three years.

27,711 housing units in Russell County, AL; 9,382 Russell, AL renter households; 48% of Russell, AL renters spend 30%+ of income on rent, 24% (Russell, AL) half or more.

Russell County, AL ranks #1,223 nationally on the opportunity index (Russell, AL, among all ranked counties); Russell, AL scores 30.4/100 and Russell, AL sits #44 inside Alabama. Russell, AL is in the watchlist opportunity phase; Russell, AL's primary driver is vacancy, Russell, AL second driver bank institutional; Russell, AL moved up 1,170 places. 6 short-sale listings across Russell, AL; 98 days on market observed in Russell, AL; 11.9% vacancy over 13 Russell, AL ZIPs.

No CFPB county sample covers Russell County, AL. The metro area reading for Russell, AL (Columbus, GA-AL): 1.0% ninety-plus days late; Russell, AL's thirty-to-eighty-nine share is 3.5% (Russell, AL, December 2025 data); Alabama overall 1.1%.

Russell County, AL has 2 watched banks; 2 Russell, AL banks sit in an elevated band. Russell, AL footprints: Phenix-Girard Bank (3 branches, stress 80) in Russell, AL; Regions Bank (2 branches, stress 57) in Russell, AL.

HUD lists 7 assisted multifamily properties in Russell County, AL with 914 units; 106 Russell, AL units are assisted, 2 Russell, AL properties under project-based Section 8.

3,773 of the 27,711 housing units in Russell, AL sit vacant. Russell County, AL permitted 0 multifamily units in twelve months; Russell, AL's one-to-four unit structures added 163 units in Russell County, AL.