ZIP 36804 Foreclosure, Tax-Lien & Distress Report

ZIP code 36804 in Lee County, Alabama carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are institutional ownership (59/100), structural risk (57/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (21/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100), climate & FEMA risk (71/100). Latent structural risk is 57/100 while live distress already moving reads 7/100.

The market reads peak — home values rose 1.0% year on year, and 18% higher over three years (phase confidence 49/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $57,842, below the U.S. median near $78,000. Around 32% of adults hold a bachelor's degree or higher. 12.5% of residents fall below the poverty threshold. There are about 8,849 housing units across 36804. 19,469 residents call 36804 home, typically aged 40. 76% of housing is owner-occupied. Rent burden reaches 27% of tenant households. The vacancy rate is 12.6% — elevated. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $218,000, an affordability ratio of 3.1× — accessible.

On the whole, 36804 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 36804 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 36804 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Lee County, Alabama and the nation. The score is rebuilt from public data as it updates, so 36804 reflects the current record instead of a stale or modeled snapshot.

Each component behind 36804 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 36804 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.