ZIP 36078 Property Distress & Foreclosure Data

Composite property distress in 36078 (Elmore County, Alabama) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (68/100)). The sharpest non-environmental signals are institutional ownership (57/100), structural risk (52/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100) and construction/permit lag (16/100). Structural risk reads 52/100 against active distress of 7/100.

The peak-phase market in 36078 posted values that rose 3.2% over the year, and 14% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 13,460 with a median age of 40. The tenure split is 72% owner-occupied to 28% rented. There are about 6,187 housing units across 36078. Vacancy runs 13.1%, above the national norm and a classic distress-and-opportunity signal. A median home runs $178,500 here, or 2.6 times local income. Households earn a median $67,700 — below the roughly $78,000 national figure. On demographic stress specifically, 36078 scores 27/100. About 18% have a four-year degree. Rent burden reaches 27% of tenant households. Roughly 10.4% live below the poverty line.

On the whole, 36078 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.