ZIP 36078 Foreclosure, Tax-Lien & Distress Report
Elmore County, Alabama · High Vacancy market
ZIP code 36078 in Elmore County, Alabama carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (68/100). The sharpest non-environmental signals are structural risk (56/100), institutional ownership (55/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (23/100) stay muted. The latent-versus-live split is 56/100 structural and 7/100 already moving.
Prices here sit in a neutral phase: values rose 4.7% over the trailing year, 1.0% off the recent peak, and 14% higher over three years, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 13,460 people live here, median age 40. Owners hold 72% of homes, renters 28%. The ZIP holds roughly 6,187 housing units. The vacancy rate is 13.1% — elevated. The typical home is worth about $178,500 (2.6× income, relatively affordable). Median household income is $67,700, below the U.S. median near $78,000. The demographic-stress sub-score lands at 27/100. About 18% have a four-year degree. Rent burden reaches 27% of tenant households. 10.4% of residents fall below the poverty threshold.
Taken together, 36078 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 36078 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 36078's 26/100 can be lined up against any neighbor in Elmore County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 36078 shows blanks, not estimates, wherever the record is sparse.
The 26/100 figure for 36078 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 36078 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 36078
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 36078 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 36078, drawn from the same report attached to each property.
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The complete 36078 distress and acquisition report
Open 36078 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology