ZIP 36054 Property Distress & Foreclosure Data

DLRadar grades ZIP 36054 (Elmore County, Alabama) at a low 28/100 for overall property distress. Structural exposure scores 60 and live distress 7 on the 0–100 scale. Property-level stress concentrates in institutional ownership (62/100), structural risk (60/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (23/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), flood (NFIP) exposure (75/100), climate & FEMA risk (74/100)).

The peak-phase market in 36054 posted values that rose 3.1% over the year, and 17% higher over three years, at 42/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 14,891 with a median age of 35. Vacancy runs 8.4%. A median home runs $183,300 here, or 2.8 times local income. The tenure split is 69% owner-occupied to 31% rented. There are about 6,247 housing units across 36054. Roughly 11.1% live below the poverty line. On demographic stress specifically, 36054 scores 29/100. Rent burden reaches 40% of tenant households. Households earn a median $60,984 — below the roughly $78,000 national figure. About 28% have a four-year degree.

On balance 36054 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.