ZIP 36054 Foreclosure, Tax-Lien & Distress Report
Elmore County, Alabama · Affordable market
ZIP code 36054 in Elmore County, Alabama carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic distress index. The latent-versus-live split is 63/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (63/100), institutional ownership (57/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (24/100). Climate and flood risk are elevated too — FEMA disaster exposure (87/100), climate & FEMA risk (74/100), flood (NFIP) exposure (74/100).
The expansion-phase market in 36054 posted values that rose 5.4% over the year, 1.4% off the recent peak, and 17% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 14,891 with a median age of 35. The vacancy rate is 8.4%. Home values center near $183,300, an affordability ratio of 2.8× — accessible. The tenure split is 69% owner-occupied to 31% rented. The ZIP holds roughly 6,247 housing units. The poverty rate is 11.1%. The demographic-stress sub-score lands at 29/100. Rent burden reaches 40% of tenant households. At $60,984, median income runs below typical U.S. levels. About 28% have a four-year degree.
Overall, 36054 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 36054 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 36054's 29/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 36054 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 29/100 for 36054 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 36054 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 36054’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
36054 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 36054, the same set carried on every parcel.
Nearby ZIPs in Elmore County
Nearest ZIP codes to 36054
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Other reports tied to Elmore County, Alabama — ZIP, county and statewide.
The complete 36054 distress and acquisition report
Open 36054 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology