ZIP 36020 Property Distress & Foreclosure Data

ZIP code 36020 in Elmore County, Alabama carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), flood (NFIP) exposure (75/100), climate & FEMA risk (72/100). The latent-versus-live split is 54/100 structural and 7/100 already moving. What sets it apart are the readings on institutional ownership (62/100), structural risk (54/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) register low.

The market reads peak — home values rose 3.1% year on year (phase confidence 42/100). Topping markets hide individual distress behind strong averages.

Median household income is $58,971, below the U.S. median near $78,000. The vacancy rate is 11.4% — elevated. Around 16% of renters are cost-burdened. The ZIP holds roughly 504 housing units. 22.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $182,600, an affordability ratio of 3.1× — accessible. About 1,090 people live here, median age 49. Educational attainment sits at 17% bachelor's-or-above. Owners hold 83% of homes, renters 17%.

Net-net, 36020 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.