ZIP 36080 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36080 (Elmore County, Alabama) lands at 27/100 — low on DLRadar's distress scoring. The sharpest non-environmental signals are structural risk (59/100), institutional ownership (56/100), construction/permit lag (34/100). construction/permit lag (34/100) and mortgage stress (24/100) stay muted. Structural risk reads 59/100 against active distress of 7/100. It additionally carries heavy environmental risk: FEMA disaster exposure (75/100), climate & FEMA risk (70/100), flood (NFIP) exposure (70/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, 1.4% off the recent peak, and 16% higher over three years (phase confidence 37/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $71,022 — near the roughly $78,000 national figure. 2,676 residents call 36080 home, typically aged 40. 26.6% of residents fall below the poverty threshold. Around 76% of renters are cost-burdened. The demographic-stress sub-score lands at 37/100. There are about 1,056 housing units across 36080. Around 26% of adults hold a bachelor's degree or higher. A median home runs $231,300 here, or 3.0 times local income. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. 83% of housing is owner-occupied.

Net-net, 36080 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 36080's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 36080, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 36080 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 36080 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.