ZIP 36091 Property Distress & Foreclosure Data

Composite property distress in 36091 (Chilton County, Alabama) lands at 22/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (68/100). On the structural side it scores 47/100, with 7/100 of stress already active. The sharpest non-environmental signals are institutional ownership (60/100), structural risk (47/100), mortgage stress (23/100). mortgage stress (23/100) and construction/permit lag (2/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 3% lower over three years (phase confidence 29/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $60,940, median income runs below typical U.S. levels. The ZIP holds roughly 1,794 housing units. 3,707 residents call 36091 home, typically aged 45. The vacancy rate is 19.9% — elevated. Around 57% of renters are cost-burdened. Around 9% of adults hold a bachelor's degree or higher. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 31/100. The poverty rate is 15.4%. The typical home is worth about $115,100 (2.2× income, relatively affordable).

Taken together, 36091 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.