ZIP 36091 Foreclosure, Tax-Lien & Distress Report

Chilton County, Alabama's ZIP 36091 registers 21/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), flood (NFIP) exposure (67/100). The latent-versus-live split is 45/100 structural and 7/100 already moving. Its standout signals are institutional ownership (57/100), structural risk (45/100), mortgage stress (23/100). mortgage stress (23/100) stay muted.

The market reads peak — home values rose 3.1% year on year, and 3% lower over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $60,940, median income runs below typical U.S. levels. There are about 1,794 housing units across 36091. 3,707 residents call 36091 home, typically aged 45. The vacancy rate is 19.9% — elevated. Rent burden reaches 57% of tenant households. About 9% have a four-year degree. Owners hold 83% of homes, renters 17%. On demographic stress specifically, 36091 scores 31/100. 15.4% of residents fall below the poverty threshold. The typical home is worth about $115,100 (2.2× income, relatively affordable).

Taken together, 36091 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 36091 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 36091 runs through one identical public-record model, so its 21/100 sits on the same scale as every other ZIP in Chilton County, Alabama and the nation. Nothing here is interpolated — where a source is thin for 36091, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 21/100 figure for 36091 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 36091 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.