Chilton County, AL: Foreclosures, Tax Liens & Distressed Properties
Chilton County, AL, Alabama: 14 ZIP codes scored, Chilton County, AL averaging 22/100 (low, Chilton, AL), from 17 to 28. Chilton County, AL is in its peak phase (Chilton, AL confidence 22/100): Chilton, AL home prices up 2.7% (Chilton, AL) over twelve months. Chilton County, AL lender headwind: 83/100.
Highest-scoring Chilton County, AL ZIPs: 35040 (28/100), 35115 (27/100), 36051 (24/100), 36006 (23/100), 36758 (22/100), 35045 (21/100). Also scored in Chilton County, AL: 35085, 35171, 36091, 36750, 36790, 35046, 36792, 36793.
Across Chilton County, AL's scored ZIPs: median home value $151,843, household income $64,363, 15.6% vacancy, 14.2% poverty, 82% owner-occupied, median age 40.8.
Chilton County, AL insurance distress 70/100 (#636 in the US); FEMA hazard 73/100 for Chilton, AL; 2 federal disaster declarations in Chilton County, AL since 2023 (2 hurricane); 1 Chilton, AL NFIP flood claims, $36K paid; Chilton, AL construction distress 2/100.
6 banks with 10 branches lend in Chilton County, AL; Chilton, AL weighted bank stress 67/100, highest 80/100 in Chilton, AL.
Chilton County, AL unemployment 3.1% (Chilton, AL +0.3 pts, six months); 119 new housing units permitted in Chilton County, AL over twelve months, Chilton, AL up 198% from 40; Chilton, AL home prices +9.6% a year (Chilton, AL) over three years.
19,839 housing units in Chilton County, AL; 4,067 Chilton, AL renter households; 24% of Chilton, AL renters spend 30%+ of income on rent, 14% (Chilton, AL) half or more.
Chilton County, AL ranks #1,610 nationally on the opportunity index (Chilton, AL, among all ranked counties); Chilton, AL scores 29.0/100 and Chilton, AL sits #58 inside Alabama. Chilton, AL is in the early_signal opportunity phase; Chilton, AL's primary driver is bank institutional, Chilton, AL second driver vacancy; Chilton, AL moved up 985 places. 14 short-sale listings across Chilton, AL; 91 days on market observed in Chilton, AL; 10.3% vacancy over 14 Chilton, AL ZIPs.
No CFPB county sample covers Chilton County, AL. The metro area reading for Chilton, AL (Birmingham, AL): 1.0% ninety-plus days late; Chilton, AL's thirty-to-eighty-nine share is 3.2% (Chilton, AL, December 2025 data); Alabama overall 1.1%.
Chilton County, AL has 4 watched banks; 4 Chilton, AL banks sit in an elevated band. Chilton, AL footprints: Marion Community Bank (3 branches, stress 80) in Chilton, AL; Regions Bank (2 branches, stress 57) in Chilton, AL; First Bank Of Alabama (1 branch, stress 71) in Chilton, AL.
HUD lists 1 assisted multifamily property in Chilton County, AL with 11 units; 10 Chilton, AL units are assisted, 1 Chilton, AL properties under project-based Section 8.
1,964 of the 19,839 housing units in Chilton, AL sit vacant. Chilton County, AL permitted 7 multifamily units in twelve months; Chilton, AL's one-to-four unit structures added 112 units in Chilton County, AL.