Chilton County, AL: Foreclosures, Tax Liens & Distressed Properties

Chilton County, Alabama sits inside DLRadar's nationwide distress index, built entirely from public records. County-level credit and bank headwind reads 83/100 — elevated, a sign of lender stress locally. Individual Chilton County ZIPs score between 17 and 28 on the 0–100 composite. DLRadar scores 14 ZIPs here, with a mean composite of 22/100.

The peak-phase county posted home values that rose 2.7% over twelve months (phase confidence 22/100). At this stage of the cycle, the opportunity narrows so screen ZIP by ZIP.

Near the cycle top at +2.7% YoY (22/100 confidence), the discount lives in outliers so the headline market won't hand it over. Bank stress at 83/100 signals what's coming: short sales and foreclosures accelerate.

By composite, 35040 (28/100), 35115 (27/100), 36051 (25/100), 36006 (24/100), 36758 (23/100), 35045 (21/100) top the county — tap any ZIP to go deeper. Coverage extends to 35085, 35171, 36091, 36750, 36790, 35046, 36792, 36793 among others.

On the housing-and-income side, Chilton County's tracked footprint report a median household income near $64,363 (below the US norm), 82% of homes owner-occupied, a 14.2% poverty rate, a median age of 40.8, a 15.6% vacancy rate, typical home values near $151,843. Taken together, they signal where pressure builds and how liquid the exit will be.

With a low 22/100 reading over 14 ZIPs, the opportunity hides below the average where the ZIP scores point. Subscribers get each Chilton County parcel's owner, mailing address, APN, its own score, the lender behind it and an exit read.

Because Chilton County, Alabama is scored on the identical public-record model used nationwide, even a quiet county is measured on one scale — letting you weigh Chilton County against neighboring markets or the rest of Alabama on equal footing.

The practical read on Chilton County, Alabama is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. The Chilton County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

The ZIP breakdown for Chilton County leads with 35040 (28/100), 35115 (27/100), 36051 (25/100), 36006 (24/100), 36758 (23/100), 35045 (21/100). DLRadar also scores 35085, 35171, 36091, 36750, 36790, 35046, 36792, 36793 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Chilton County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.