ZIP 35085 Property Distress & Foreclosure Data

ZIP code 35085 in Chilton County, Alabama carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (60/100), structural risk (47/100), mortgage stress (23/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), flood (NFIP) exposure (69/100)). The latent-versus-live split is 47/100 structural and 7/100 already moving.

The peak-phase market in 35085 posted values that rose 2.9% over the year, and 17% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 10.3%. The tenure split is 78% owner-occupied to 22% rented. Roughly 8.4% live below the poverty line. About 12% have a four-year degree. On demographic stress specifically, 35085 scores 25/100. A median home runs $143,500 here, or 2.0 times local income. Households earn a median $61,845 — below the roughly $78,000 national figure. Population is roughly 8,786 with a median age of 38. Around 28% of renters are cost-burdened. The ZIP holds roughly 3,448 housing units.

On balance 35085 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.