ZIP 35046 Property Distress & Foreclosure Data

DLRadar grades ZIP 35046 (Chilton County, Alabama) at a low 19/100 for overall property distress. Structural exposure scores 41 and live distress 7 on the 0–100 scale. Property-level stress concentrates in institutional ownership (56/100), structural risk (41/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100). Environmental exposure also runs high (FEMA disaster exposure (83/100)).

The peak-phase market in 35046 posted values that rose 3.0% over the year, and 7% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 5,229 with a median age of 40. There are about 2,560 housing units across 35046. Rent burden reaches 30% of tenant households. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. Roughly 13.3% live below the poverty line. About 13% have a four-year degree. Households earn a median $67,813 — below the roughly $78,000 national figure. A median home runs $170,300 here, or 2.3 times local income. On demographic stress specifically, 35046 scores 28/100.

On the whole, 35046 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

19/100
Composite stress
41/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 35046

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk45
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Chilton County

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Deterministic. Every signal traces to a public dataset · methodology