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ZIP 35046 Foreclosure, Tax-Lien & Distress Report

Chilton County, Alabama · High Vacancy market

Scored on a fixed 0-100 scale, 35046 (Chilton County, Alabama) returns a low composite of 18/100. On the structural side it scores 39/100, with 7/100 of stress already active. Leading the profile are institutional ownership (51/100), structural risk (39/100), mortgage stress (22/100). structural risk (39/100) and mortgage stress (22/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (74/100).

Prices here sit in a peak phase: values rose 2.8% over the trailing year, and 7% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 5,229 people live here, median age 40. The ZIP holds roughly 2,560 housing units. Rent burden reaches 30% of tenant households. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 28.5%, above the national norm and a classic distress-and-opportunity signal. 13.3% of residents fall below the poverty threshold. Around 13% of adults hold a bachelor's degree or higher. Median household income is $67,813, below the U.S. median near $78,000. The typical home is worth about $170,300 (2.3× income, relatively affordable). The demographic-stress sub-score lands at 28/100.

Taken together, 35046 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 35046 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 35046's 18/100 can be lined up against any neighbor in Chilton County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 35046 shows blanks, not estimates, wherever the record is sparse.

Each component behind 35046 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 18/100 roll-up. Practically, 35046 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

18/100
Composite stress
39/100
Structural risk
7/100
Distress activity

ZIP 35046 distress signals, scored

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk45
9 further distress layers are graded for 35046

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 35046 distress snapshot

The live 35046 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in Chilton County

Nearest ZIP codes to 35046

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Alabama distress

Other reports tied to Chilton County, Alabama — ZIP, county and statewide.

Get the full acquisition report for 35046

Open 35046 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.

Built from public records, scored the same way everywhere · methodology

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