ZIP 36022 Property Distress & Foreclosure Data

DLRadar grades ZIP 36022 (Elmore County, Alabama) at a low 28/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (71/100), climate & FEMA risk (66/100). On the structural side it scores 61/100, with 7/100 of stress already active. Property-level stress concentrates in institutional ownership (61/100), structural risk (61/100), construction/permit lag (40/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 21% higher over three years (phase confidence 42/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

87% of housing is owner-occupied. Around 23% of renters are cost-burdened. At $89,301, median income runs above typical U.S. levels. Around 25% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 23/100. The vacancy rate is 7.3%. 16,288 residents call 36022 home, typically aged 34. The typical home is worth about $248,900 (2.6× income, relatively affordable). The poverty rate is 4.4% — low. The ZIP holds roughly 6,041 housing units.

Overall, 36022 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.