ZIP 36022 Foreclosure, Tax-Lien & Distress Report
Elmore County, Alabama · Distress market
Scored purely from public records, 36022 (Elmore County, Alabama) returns a low composite of 27/100. Environmental exposure also runs high (FEMA disaster exposure (78/100), flood (NFIP) exposure (70/100), climate & FEMA risk (66/100)). The latent-versus-live split is 59/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (59/100), institutional ownership (58/100), construction/permit lag (37/100). construction/permit lag (37/100) and mortgage stress (24/100) stay muted.
Prices here sit in a expansion phase: values rose 5.4% over the trailing year, 1.4% off the recent peak, and 21% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
Owners hold 87% of homes, renters 13%. Around 23% of renters are cost-burdened. Households earn a median $89,301 — above the roughly $78,000 national figure. Educational attainment sits at 25% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. The vacancy rate is 7.3%. About 16,288 people live here, median age 34. The typical home is worth about $248,900 (2.6× income, relatively affordable). 4.4% of residents fall below the poverty threshold. The ZIP holds roughly 6,041 housing units.
Overall, 36022 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 36022 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 36022 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Elmore County, Alabama and the nation. The score is rebuilt from public data as it updates, so 36022 reflects the current record instead of a stale or modeled snapshot.
The 27/100 for 36022 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 36022 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 36022’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 36022 distress snapshot
Current distress, phase, housing and lender-pressure figures for 36022, drawn from the same report attached to each property.
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Unlock parcel-level detail for ZIP 36022
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No modelling: every input is a public record · methodology