Elmore County, AL: Foreclosures, Tax Liens & Distressed Properties

Elmore County, AL, Alabama: 13 ZIP codes scored, Elmore County, AL averaging 25/100 (low, Elmore, AL), from 17 to 28. Elmore County, AL is in its expansion phase (Elmore, AL confidence 38/100): Elmore, AL home prices up 5.4% (Elmore, AL) over twelve months, 1.4% under their peak. Elmore County, AL lender headwind: 47/100.

Highest-scoring Elmore County, AL ZIPs: 36054 (28/100), 36020 (27/100), 36024 (27/100), 36025 (27/100), 36080 (27/100), 36092 (27/100). Also scored in Elmore County, AL: 36093, 36022, 36066, 36078, 36051, 35010, 36026.

Across Elmore County, AL's scored ZIPs: median home value $206,723, household income $73,357, 13.9% vacancy, 13.1% poverty, 80% owner-occupied, median age 41.7.

Elmore County, AL insurance distress 81/100 (#323 in the US); FEMA hazard 87/100 for Elmore, AL; 3 federal disaster declarations in Elmore County, AL since 2023 (3 hurricane); 3 Elmore, AL NFIP flood claims, $83K paid; Elmore, AL construction distress 34/100.

10 banks with 21 branches lend in Elmore County, AL; Elmore, AL weighted bank stress 61/100, highest 87/100 in Elmore, AL.

Elmore County, AL unemployment 3.0% (Elmore, AL +0.4 pts, six months); 131 new housing units permitted in Elmore County, AL over twelve months, Elmore, AL up 16% from 113; Elmore, AL home prices +8.5% a year (Elmore, AL) over three years.

37,323 housing units in Elmore County, AL; 7,526 Elmore, AL renter households; 40% of Elmore, AL renters spend 30%+ of income on rent, 20% (Elmore, AL) half or more.

Elmore County, AL ranks #765 nationally on the opportunity index (Elmore, AL, among all ranked counties); Elmore, AL scores 32.1/100 and Elmore, AL sits #31 inside Alabama. Elmore, AL is in the watchlist opportunity phase; Elmore, AL's primary driver is bank institutional, Elmore, AL second driver vacancy; Elmore, AL moved up 757 places. 4 short-sale listings across Elmore, AL; 73 days on market observed in Elmore, AL; 10.5% vacancy over 13 Elmore, AL ZIPs.

No CFPB county sample covers Elmore County, AL. The metro area reading for Elmore, AL (Montgomery, AL): 1.2% ninety-plus days late; Elmore, AL's thirty-to-eighty-nine share is 2.9% (Elmore, AL, December 2025 data); Alabama overall 1.1%.

Elmore County, AL has 5 watched banks; 5 Elmore, AL banks sit in an elevated band. Elmore, AL footprints: First Cmty Bank Of Cntl Al (7 branches, stress 52) in Elmore, AL; Cb&S Bank Inc (2 branches, stress 87) in Elmore, AL; River Bank&Trust (2 branches, stress 65) in Elmore, AL.

HUD lists 2 assisted multifamily properties in Elmore County, AL with 395 units.

4,467 of the 37,323 housing units in Elmore, AL sit vacant. Elmore County, AL permitted 0 multifamily units in twelve months; Elmore, AL's one-to-four unit structures added 131 units in Elmore County, AL.