Elmore County, AL: Foreclosures, Tax Liens & Distressed Properties

Across Elmore County, Alabama, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. The county's lending-headwind score sits at 47/100 (moderate). The county's ZIP scores run from 17 up to 29/100. The county spans 13 scored ZIP codes, averaging 26/100 composite distress.

The county market is in a expansion phase: home prices rose 5.4% over the past year, sitting 1.4% below its cycle peak (phase confidence 38/100). Despite the upswing, a subset takes on water which the scoring still flags.

Even appreciating at +5.4% YoY (38/100 confidence), distress still hides in specific ZIPs where the scoring still flags pressure. Mid-range bank stress at 47/100 implies mixed owner- and bank-driven distress.

Distress concentrates in ZIP 36054 (29/100), ZIP 36020 (28/100), ZIP 36024 (28/100), ZIP 36025 (28/100), ZIP 36092 (28/100), ZIP 36093 (28/100) — drill into any for the parcel-level read. Coverage extends to 36022, 36080, 36066, 36078, 36051, 35010, 36026 among others.

By the numbers, Elmore County's scored ZIPs show a 13.9% vacancy rate, home values averaging roughly $206,723, below the US, incomes around $73,357, an owner-occupied share of 80%, 13.1% of households below the poverty line, a median age of 41.7. Numbers like these frame where pressure builds and how liquid the exit will be.

Net of it all, 26/100 over 13 ZIPs means the edge is selective acquisition for a disciplined buyer. Subscribers get each Elmore County parcel's owner and contact detail, APN, a distress score plus a funding-to-closing path.

No county is too small to score: Elmore County, Alabama runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Elmore County's numbers mean exactly what they mean anywhere else in Alabama.

In Elmore County, Alabama, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. All Elmore County inputs are public record — recorder, court, FHFA and FDIC — and the score is rebuilt on ingest rather than modelled forward.

The ZIP breakdown for Elmore County leads with 36054 (29/100), 36020 (28/100), 36024 (28/100), 36025 (28/100), 36092 (28/100), 36093 (28/100). DLRadar also scores 36022, 36080, 36066, 36078, 36051, 35010, 36026 across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

DLRadar's composite for Elmore County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.