ZIP 36703 Property Distress & Foreclosure Data

Composite property distress in 36703 (Dallas County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (60/100), construction/permit lag (60/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (70/100), climate & FEMA risk (63/100). The latent-versus-live split is 65/100 structural and 7/100 already moving.

Prices here sit in a peak phase: values rose 3.4% over the trailing year, and 25% higher over three years (phase confidence 34/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 20.4% — elevated. The poverty rate is 27.3% — high, a tax-stress and distress correlate. The typical home is worth about $79,200 (2.5× income, relatively affordable). The demographic-stress sub-score lands at 36/100. Around 49% of renters are cost-burdened. Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 5,620 housing units. 54% of housing is owner-occupied. At $30,096, median income runs below typical U.S. levels. 9,489 residents call 36703 home, typically aged 50.

Taken together, 36703 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.