ZIP 36703 Foreclosure, Tax-Lien & Distress Report
Dallas County, Alabama · High Vacancy market
ZIP 36703's composite property-distress score is 28/100 - DLRadar classes that as low for Dallas County, Alabama. Property-level stress concentrates in structural risk (61/100), institutional ownership (58/100), construction/permit lag (49/100). mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), flood (NFIP) exposure (70/100), climate & FEMA risk (63/100). The split runs 61/100 structural to 7/100 active on the ground.
The market reads peak — home values rose 3.8% year on year, and 25% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 20.4% — elevated. 27.3% of residents fall below the poverty threshold. A median home runs $79,200 here, or 2.5 times local income. The demographic-stress sub-score lands at 36/100. Rent burden reaches 49% of tenant households. Educational attainment sits at 10% bachelor's-or-above. There are about 5,620 housing units across 36703. The tenure split is 54% owner-occupied to 46% rented. Households earn a median $30,096 — below the roughly $78,000 national figure. About 9,489 people live here, median age 50.
On the whole, 36703 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36703 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 36703's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 36703 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 36703 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Practically, 36703 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 36703
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 36703 Stress Report snapshot
A live read on 36703: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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Rules-based scoring — each signal ties to a public dataset · methodology