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ZIP 36703 Foreclosure, Tax-Lien & Distress Report

Dallas County, Alabama · High Vacancy market

ZIP 36703's composite property-distress score is 25/100 - DLRadar classes that as low for Dallas County, Alabama. Property-level stress concentrates in structural risk (56/100), institutional ownership (54/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (74/100), flood (NFIP) exposure (67/100), climate & FEMA risk (63/100). The split runs 56/100 structural to 7/100 active on the ground.

The market reads peak — home values rose 3.8% year on year, and 25% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The vacancy rate is 20.4% — elevated. 27.3% of residents fall below the poverty threshold. A median home runs $79,200 here, or 2.5 times local income. The demographic-stress sub-score lands at 36/100. Rent burden reaches 49% of tenant households. Educational attainment sits at 10% bachelor's-or-above. There are about 5,620 housing units across 36703. The tenure split is 54% owner-occupied to 46% rented. Households earn a median $30,096 — below the roughly $78,000 national figure. About 9,489 people live here, median age 50.

On the whole, 36703 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36703 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 36703's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 36703 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 36703 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. Practically, 36703 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
56/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 36703

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk63
9 further distress layers are graded for 36703

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

ZIP 36703 Stress Report snapshot

A live read on 36703: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in Dallas County

Nearest ZIP codes to 36703

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Related reports across Dallas County, Alabama

More ZIP, county and state distress intelligence connected to Dallas County, Alabama.

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Rules-based scoring — each signal ties to a public dataset · methodology

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