ZIP 36075 Foreclosure, Tax-Lien & Distress Report

ZIP code 36075 in Macon County, Alabama carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are institutional ownership (47/100), structural risk (25/100), mortgage stress (23/100). By contrast, structural risk (25/100) and mortgage stress (23/100) register low. Latent structural risk is 25/100 while live distress already moving reads 7/100. Environmental exposure also runs high (FEMA disaster exposure (78/100)).

The market reads peak — home values rose 0.9% year on year, at 53/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The vacancy rate is 13.6% — elevated. The poverty rate is 11.9%. There are about 752 housing units across 36075. DLRadar's demographic-stress index for the area reads 35/100. Around 92% of renters are cost-burdened. Educational attainment sits at 13% bachelor's-or-above. At $49,602, median income runs below typical U.S. levels. Population is roughly 1,895 with a median age of 55. The typical home is worth about $115,700 (2.3× income, relatively affordable). 85% of housing is owner-occupied.

On the whole, 36075 leans distressed, with opportunity clustered in specific stressed parcels. While 36075 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 36075 read uses the identical public-record model applied coast to coast, which means its 12/100 score means exactly what it means anywhere else, and 36075 stays directly comparable to neighboring ZIPs and the rest of Macon County, Alabama. The score is rebuilt from public data as it updates, so 36075 reflects the current record instead of a stale or modeled snapshot.

The 12/100 figure for 36075 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 36075 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.