ZIP 36866 Property Distress & Foreclosure Data

Composite property distress in 36866 (Macon County, Alabama) lands at 21/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (58/100), institutional ownership (50/100), structural risk (46/100). By contrast, mortgage stress (22/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100). On the structural side it scores 46/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.7% year on year, and 18% higher over three years (phase confidence 39/100). Topping markets hide individual distress behind strong averages.

Owners hold 82% of homes, renters 18%. About 3,540 people live here, median age 45. 18.5% of residents fall below the poverty threshold. Around 18% of renters are cost-burdened. Median household income is $61,728, below the U.S. median near $78,000. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 1,809 housing units. DLRadar's demographic-stress index for the area reads 24/100. The vacancy rate is 14.8% — elevated. Home values center near $112,900, an affordability ratio of 1.8× — accessible.

Net-net, 36866 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.