ZIP 36866 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36866 (Macon County, Alabama) returns a low composite of 17/100. The most distinctive pressure shows up in institutional ownership (47/100), structural risk (36/100), mortgage stress (22/100). mortgage stress (22/100) and construction/permit lag (22/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). Latent structural risk is 36/100 while live distress already moving reads 6/100.

The market reads peak — home values rose 1.4% year on year, and 18% higher over three years (phase confidence 46/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 82% owner-occupied to 18% rented. Population is roughly 3,540 with a median age of 45. 18.5% of residents fall below the poverty threshold. Around 18% of renters are cost-burdened. Median household income is $61,728, below the U.S. median near $78,000. Educational attainment sits at 12% bachelor's-or-above. The ZIP holds roughly 1,809 housing units. On demographic stress specifically, 36866 scores 24/100. The vacancy rate is 14.8% — elevated. A median home runs $112,900 here, or 1.8 times local income.

On the whole, 36866 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36866 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 36866 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 36866 stays directly comparable to neighboring ZIPs and the rest of Macon County, Alabama. Sparse data for 36866 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 36866's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 36866 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.