ZIP 36879 Foreclosure, Tax-Lien & Distress Report
Chambers County, Alabama · Distress market
ZIP code 36879 in Chambers County, Alabama carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Its standout signals are institutional ownership (50/100), structural risk (47/100), mortgage stress (21/100). On the quiet end sit mortgage stress (21/100) and construction/permit lag (21/100). The latent-versus-live split is 47/100 structural and 6/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (61/100).
The market reads peak — home values rose 2.2% year on year, and 32% higher over three years, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
The vacancy rate is 4.0%. Roughly 0.7% live below the poverty line, a low share typical of higher-equity areas. At $98,750, median income runs above typical U.S. levels. 2,975 residents call 36879 home, typically aged 47. Around 0% of renters are cost-burdened. Around 45% of adults hold a bachelor's degree or higher. Home values center near $325,900, an affordability ratio of 3.1× — accessible. The ZIP holds roughly 1,026 housing units. The demographic-stress sub-score lands at 17/100. Owners hold 90% of homes, renters 10%.
Broadly, 36879 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 36879 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 36879's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 36879 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 22/100 for 36879 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 36879 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 36879
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 36879 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 36879, drawn from the same report attached to each property.
Chambers County ZIPs near 36879
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Each signal above is traceable to an open dataset · methodology