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ZIP 36852 Foreclosure, Tax-Lien & Distress Report

Chambers County, Alabama · High Vacancy market

Composite property distress in 36852 (Chambers County, Alabama) lands at 20/100 — low on DLRadar's distress scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100). Property-level stress concentrates in institutional ownership (48/100), structural risk (42/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (7/100) stay muted. Structurally it carries 42/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 2.3% year on year (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 12.8% — elevated. DLRadar's demographic-stress index for the area reads 23/100. The tenure split is 87% owner-occupied to 13% rented. About 13% have a four-year degree. About 2,332 people live here, median age 35. The ZIP holds roughly 1,165 housing units. Home values center near $203,700, an affordability ratio of 2.1× — accessible. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $76,794 — near the roughly $78,000 national figure. Around 24% of renters are cost-burdened.

Taken together, 36852 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 36852 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 36852's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 36852, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 36852 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. In workflow terms, 36852 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

20/100
Composite stress
42/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 36852

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk58
Nine more distress signals are scored here

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 36852 distress snapshot

The live 36852 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearest ZIP codes to 36852

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Alabama distress

Further distress data across Chambers County, Alabama at ZIP, county and state level.

Open the complete 36852 acquisition file

Pull every distressed parcel in 36852 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Rules-based scoring — each signal ties to a public dataset · methodology

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