ZIP 36852 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36852 (Chambers County, Alabama) lands at 21/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). Property-level stress concentrates in institutional ownership (49/100), structural risk (45/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (21/100) stay muted. Structurally it carries 45/100, against 6/100 of stress already in motion.

The market reads peak — home values rose 2.3% year on year (phase confidence 34/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 12.8% — elevated. DLRadar's demographic-stress index for the area reads 23/100. The tenure split is 87% owner-occupied to 13% rented. About 13% have a four-year degree. About 2,332 people live here, median age 35. The ZIP holds roughly 1,165 housing units. Home values center near $203,700, an affordability ratio of 2.1× — accessible. Roughly 4.6% live below the poverty line, a low share typical of higher-equity areas. Households earn a median $76,794 — near the roughly $78,000 national figure. Around 24% of renters are cost-burdened.

Taken together, 36852 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 36852 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 36852's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 36852, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 36852 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 21/100 roll-up. In workflow terms, 36852 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.