ZIP 36862 Property Distress & Foreclosure Data

Chambers County, Alabama's ZIP 36862 registers 20/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — FEMA disaster exposure (83/100). On the structural side it scores 43/100, with 6/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (53/100), institutional ownership (45/100), structural risk (43/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 21% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 34/100. Around 15% of adults hold a bachelor's degree or higher. 6,052 residents call 36862 home, typically aged 52. The typical home is worth about $134,700 (3.5× income, relatively affordable). At $39,510, median income runs below typical U.S. levels. 72% of housing is owner-occupied. The poverty rate is 14.7%. The vacancy rate is 21.5% — elevated. Around 41% of renters are cost-burdened. The ZIP holds roughly 3,240 housing units.

Taken together, 36862 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.