ZIP 36850 Foreclosure, Tax-Lien & Distress Report

ZIP 36850's composite property-distress score is 20/100 - DLRadar classes that as low for Tallapoosa County, Alabama. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (61/100). The sharpest non-environmental signals are institutional ownership (44/100), structural risk (43/100), construction/permit lag (26/100). By contrast, construction/permit lag (26/100) and mortgage stress (20/100) register low. On the structural side it scores 43/100, with 6/100 of stress already active.

The market reads peak — home values rose 3.0% year on year (phase confidence 25/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 23.6% — elevated. 21.4% of residents fall below the poverty threshold. A median home runs $84,200 here, or 1.7 times local income. Educational attainment sits at 6% bachelor's-or-above. 2,550 residents call 36850 home, typically aged 48. The ZIP holds roughly 1,397 housing units. Owners hold 81% of homes, renters 19%. DLRadar's demographic-stress index for the area reads 33/100. Around 64% of renters are cost-burdened. At $41,705, median income runs below typical U.S. levels.

Taken together, 36850 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 36850 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 36850 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Tallapoosa County, Alabama and the nation. Where the public record is thin for 36850, the field stays empty rather than modeled, and fills in as new documents post.

36850's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 36850 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.