Tallapoosa County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Tallapoosa County, AL distress report, 2026: 12 ZIPs scored in Tallapoosa, AL, Tallapoosa, AL average 20/100; the top Tallapoosa, AL ZIP is 36078 at 26/100; Tallapoosa, AL market phase peak, Tallapoosa, AL prices +3.2% year over year.
- Tallapoosa, AL ranks #687 nationally (opportunity index); Tallapoosa, AL #27 in Alabama; Tallapoosa, AL index 32.5.
- Tallapoosa, AL: no CFPB county sample; Tallapoosa, AL non-metro area reading 1.6%.
- Tallapoosa, AL ZIP phases: 8 peak, 4 neutral.
- Tallapoosa, AL residential listings tracked: 9 across 5 ZIPs; Tallapoosa, AL candidate listings 8.
- Tallapoosa, AL HUD assisted properties: 1 with 78 units.
- Tallapoosa, AL lenders on watch: 5; largest Tallapoosa, AL footprint Cb&S Bank Inc (1 branch).
- Tallapoosa, AL most distressed ZIP: 36078 at 26/100.
Tallapoosa, AL figures: DLRadar distress index; Tallapoosa, AL inputs: CFPB, FHFA, HUD, FDIC; Tallapoosa, AL rebuilt as sources refresh.
| Rank | Tallapoosa, AL ZIP | Score |
|---|---|---|
| 1 | 36078 | 26/100 |
| 2 | 36853 | 22/100 |
| 3 | 36861 | 22/100 |
| 4 | 35010 | 21/100 |
| 5 | 36256 | 21/100 |
| 6 | 36879 | 21/100 |
| 7 | 36255 | 20/100 |
| 8 | 36850 | 20/100 |
| 9 | 36276 | 18/100 |
| 10 | 35072 | 17/100 |
| 11 | 35089 | 16/100 |
| 12 | 36866 | 16/100 |
Most distressed Tallapoosa, AL ZIPs (0-100, 2026)
Mortgage delinquency around Tallapoosa, AL
No CFPB county sample covers Tallapoosa, AL; the non-metro area reading for Tallapoosa, AL: 1.6% ninety-plus; Tallapoosa, AL area thirty-to-eighty-nine 4.7% (December 2025, Tallapoosa, AL); Alabama overall 1.1%.
Opportunity index: Tallapoosa, AL
Tallapoosa, AL index 32.5, Tallapoosa, AL phase watchlist; Tallapoosa, AL primary driver vacancy, Tallapoosa, AL second driver bank institutional. Tallapoosa, AL components: property stress 22.9, foreclosure pressure 23.6, listing discounts 34.0, bank stress 55.9, insurance 0.0; Tallapoosa, AL pulse 36.2; Tallapoosa, AL capital opportunity 27.0; Tallapoosa, AL seven-day change -0.1%.
ZIP market phases inside Tallapoosa, AL
12 Tallapoosa, AL ZIPs carry a price-cycle phase; Tallapoosa, AL ZIPs by phase (Tallapoosa, AL), deepest drawdown first: neutral, +4.7% YoY, 1.0% off peak (Tallapoosa, AL): 36078; peak, +3.3% YoY, 0.1% off peak (Tallapoosa, AL): 35010; neutral, +4.0% YoY (Tallapoosa, AL): 35072; peak, +3.2% YoY (Tallapoosa, AL): 35089, 36853, 36861; neutral, +5.0% YoY (Tallapoosa, AL): 36255; peak, +3.3% YoY (Tallapoosa, AL): 36256; neutral, +4.5% YoY (Tallapoosa, AL): 36276; peak, +3.0% YoY (Tallapoosa, AL): 36850; peak, +1.4% YoY (Tallapoosa, AL): 36866; peak, +2.2% YoY (Tallapoosa, AL): 36879.
Residential listings by Tallapoosa, AL ZIP
Tallapoosa, AL ZIPs with the most tracked Tallapoosa, AL residential listings: 35010 6 listings, 6 candidates, bank pressure 65; 36853 3 listings, 2 candidates, bank pressure 66; 36256 0 listings, 0 candidates, bank pressure 68; 36850 0 listings, 0 candidates, bank pressure 63 (Tallapoosa, AL); 36861 0 listings, 0 candidates, bank pressure 66. Tallapoosa, AL totals: 9 listings; Tallapoosa, AL candidates 8; active ZIPs 0.
HUD assisted housing in Tallapoosa, AL
1 assisted properties with 78 units sit in Tallapoosa, AL; largest Tallapoosa, AL properties: Hillabee Towers (Alexander City) 78 units, 78 assisted.
Lenders with branches in Tallapoosa, AL
Tallapoosa, AL lenders by branch count: Cb&S Bank Inc (Tallapoosa, AL): stress 87, 1 branch low in Tallapoosa, AL; Farmers&Merchants Bank (Tallapoosa, AL): stress 79, 1 branch low in Tallapoosa, AL; River Bank&Trust (Tallapoosa, AL): stress 65, 1 branch low in Tallapoosa, AL; Regions Bank (Tallapoosa, AL): stress 57, 1 branch low in Tallapoosa, AL; Central State Bank (Tallapoosa, AL): stress 56, 1 branch low in Tallapoosa, AL.
Vacancy and permits, Tallapoosa, AL
6,085 of 23,161 Tallapoosa, AL housing units are vacant; Tallapoosa, AL permits, twelve months: 0 multifamily units in Tallapoosa, AL, 238 one-to-four unit units.
Work Tallapoosa, AL at the parcel level
Every Tallapoosa, AL parcel carries owner and address; every Tallapoosa, AL parcel carries APN; Tallapoosa, AL distress scores sit on the Tallapoosa, AL live board.
Tallapoosa, AL figures refresh with each source.
Tallapoosa, AL questions
Most distressed ZIP code in Tallapoosa County, AL?
ZIP 36078 leads Tallapoosa, AL at 26/100; next in Tallapoosa, AL: 36853 at 22/100; the Tallapoosa, AL average is 20/100.
Where does Tallapoosa County, AL rank for investment opportunity?
Tallapoosa, AL is #687 among all ranked counties, #27 in Alabama; the Tallapoosa, AL driver is vacancy; Tallapoosa, AL moved up 86 places.
How many mortgages are delinquent in Tallapoosa County, AL?
Tallapoosa, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Tallapoosa, AL.
Which banks lend in Tallapoosa County, AL?
5 watched lenders hold Tallapoosa, AL branches; the largest Tallapoosa, AL footprints are Cb&S Bank Inc (1), Farmers&Merchants Bank (1), River Bank&Trust (1).
More on Tallapoosa, AL
Tallapoosa County, AL distress report: public-record figures for Tallapoosa, AL; not legal advice for Tallapoosa, AL; not tax or investment advice; verify every Tallapoosa, AL record before acting.