ZIP 36861 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 36861 (Tallapoosa County, Alabama) lands at 21/100 — low on DLRadar's public-record scoring. Structural risk reads 43/100 against active distress of 6/100. Leading the profile are institutional ownership (43/100), structural risk (43/100), construction/permit lag (32/100). construction/permit lag (32/100) and mortgage stress (21/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (63/100)).

The market reads peak — home values rose 3.2% year on year, and 22% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2,805 residents call 36861 home, typically aged 53. Roughly 12.5% live below the poverty line. There are about 1,882 housing units across 36861. Around 27% of adults hold a bachelor's degree or higher. The tenure split is 90% owner-occupied to 10% rented. Rent burden reaches 51% of tenant households. Vacancy runs 42.7%, above the national norm and a classic distress-and-opportunity signal. At $63,694, median income runs below typical U.S. levels. The typical home is worth about $273,500 (4.4× income). On demographic stress specifically, 36861 scores 36/100.

Taken together, 36861 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 36861 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 36861 stays directly comparable to neighboring ZIPs and the rest of Tallapoosa County, Alabama. 36861 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 36861's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 36861 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.