ZIP 36861 Property Distress & Foreclosure Data

Composite property distress in 36861 (Tallapoosa County, Alabama) lands at 22/100 — low on DLRadar's public-record scoring. Structural exposure scores 46 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (46/100), institutional ownership (45/100), construction/permit lag (38/100). On the quiet end sit construction/permit lag (38/100) and mortgage stress (21/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (63/100)).

The peak-phase market in 36861 posted values that rose 3.5% over the year, and 22% higher over three years, at 32/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,805 with a median age of 53. Roughly 12.5% live below the poverty line. There are about 1,882 housing units across 36861. About 27% have a four-year degree. The tenure split is 90% owner-occupied to 10% rented. Rent burden reaches 51% of tenant households. Vacancy runs 42.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $63,694 — below the roughly $78,000 national figure. A median home runs $273,500 here, or 4.4 times local income. On demographic stress specifically, 36861 scores 36/100.

On the whole, 36861 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.