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ZIP 36255 Foreclosure, Tax-Lien & Distress Report

Clay County, Alabama · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 36255 in Clay County, Alabama comes in at 19, a low composite-distress reading. The pressure is most legible in construction/permit lag (71/100), institutional ownership (43/100), structural risk (41/100). On the quiet end sit mortgage stress (19/100). The split runs 41/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).

Prices here sit in a neutral phase: values rose 5.0% over the trailing year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

1,043 residents call 36255 home, typically aged 46. About 19% have a four-year degree. A median home runs $127,800 here, or 2.7 times local income. There are about 547 housing units across 36255. DLRadar's demographic-stress index for the area reads 26/100. Vacancy runs 19.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 89% of homes, renters 11%. Households earn a median $52,256 — below the roughly $78,000 national figure. Roughly 13.6% live below the poverty line.

Net-net, 36255 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 36255 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 36255 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 36255 stays directly comparable to neighboring ZIPs and the rest of Clay County, Alabama. Where the public record is thin for 36255, the field stays empty rather than modeled, and fills in as new documents post.

36255's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 36255 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

19/100
Composite stress
41/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 36255

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk23
+9 more distress dimensions scored for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

ZIP 36255 Stress Report snapshot

A live read on 36255: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Adjacent Clay County ZIP reports

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