ZIP 36255 Property Distress & Foreclosure Data

ZIP code 36255 in Clay County, Alabama carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (45/100), construction/permit lag (39/100), structural risk (34/100). On the quiet end sit structural risk (34/100) and mortgage stress (19/100). The latent-versus-live split is 34/100 structural and 6/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (83/100)).

The peak-phase market in 36255 posted values that rose 4.2% over the year (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,043 with a median age of 46. About 19% have a four-year degree. A median home runs $127,800 here, or 2.7 times local income. The ZIP holds roughly 547 housing units. On demographic stress specifically, 36255 scores 26/100. The vacancy rate is 19.4% — elevated. The tenure split is 89% owner-occupied to 11% rented. Households earn a median $52,256 — below the roughly $78,000 national figure. Roughly 13.6% live below the poverty line.

On the whole, 36255 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.