ZIP 36251 Foreclosure, Tax-Lien & Distress Report
Clay County, Alabama · High Vacancy market
DLRadar grades ZIP 36251 (Clay County, Alabama) at a low 21/100 for overall property distress. Property-level stress concentrates in construction/permit lag (90/100), structural risk (46/100), institutional ownership (43/100). On the quiet end sit mortgage stress (19/100). Latent structural risk is 46/100 while live distress already moving reads 6/100. Climate and flood risk are elevated too — FEMA disaster exposure (78/100).
The market reads expansion — home values rose 5.0% year on year, and 46% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $51,094, median income runs below typical U.S. levels. 19.2% of residents fall below the poverty threshold. The tenure split is 74% owner-occupied to 26% rented. Around 13% of adults hold a bachelor's degree or higher. Around 10% of renters are cost-burdened. Home values center near $169,500, an affordability ratio of 3.1× — accessible. Vacancy runs 14.0%, above the national norm and a classic distress-and-opportunity signal. About 5,146 people live here, median age 41. DLRadar's demographic-stress index for the area reads 28/100. There are about 2,562 housing units across 36251.
On the whole, 36251 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 36251 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 36251's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 36251 shows as blanks, never estimates, and the score updates on every fresh public filing.
Behind 36251's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 36251 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 36251 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
36251 at a glance
The live 36251 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Clay County ZIPs near 36251
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Get the full acquisition report for 36251
See who owns each distressed property in 36251, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
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