ZIP 36256 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36256 (Tallapoosa County, Alabama) returns a low composite of 21/100. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (62/100)). Leading the profile are institutional ownership (43/100), structural risk (43/100), construction/permit lag (32/100). By contrast, construction/permit lag (32/100) and mortgage stress (21/100) register low. Structural exposure scores 43 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 3.3% year on year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 1,422 with a median age of 44. The ZIP holds roughly 695 housing units. Home values center near $151,800, an affordability ratio of 2.6× — accessible. Around 18% of adults hold a bachelor's degree or higher. Owners hold 89% of homes, renters 11%. Rent burden reaches 0% of tenant households. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 21/100. 9.8% of residents fall below the poverty threshold. Median household income is $63,125, below the U.S. median near $78,000.

On the whole, 36256 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36256 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 36256 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 36256 stays directly comparable to neighboring ZIPs and the rest of Tallapoosa County, Alabama. Sparse data for 36256 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 21/100 figure for 36256 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 36256 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.