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ZIP 36853 Foreclosure, Tax-Lien & Distress Report

Tallapoosa County, Alabama · High Vacancy market

ZIP 36853's composite property-distress score is 21/100 - DLRadar classes that as low for Tallapoosa County, Alabama. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (63/100). The split runs 43/100 structural to 6/100 active on the ground. Its heaviest discrete signals: institutional ownership (43/100), structural risk (43/100), construction/permit lag (32/100). On the quiet end sit construction/permit lag (32/100) and mortgage stress (21/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 19% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $66,767, below the U.S. median near $78,000. The typical home is worth about $292,200 (3.9× income, relatively affordable). The ZIP holds roughly 6,446 housing units. Around 28% of renters are cost-burdened. 10.9% of residents fall below the poverty threshold. Educational attainment sits at 25% bachelor's-or-above. Vacancy runs 43.8%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 33/100. The tenure split is 79% owner-occupied to 21% rented. 9,110 residents call 36853 home, typically aged 50.

Net-net, 36853 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36853 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 36853's 21/100 can be lined up against any neighbor in Tallapoosa County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 36853 reflects the current record instead of a stale or modeled snapshot.

36853's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 36853 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

21/100
Composite stress
43/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 36853

Foreclosure activity0
Mortgage stress21
Climate / FEMA risk63
Nine more distress signals are scored here

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 36853 by the numbers

Current distress, phase, housing and lender-pressure figures for 36853, drawn from the same report attached to each property.

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Adjacent Tallapoosa County ZIP reports

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Deterministic scoring, sourced entirely from public data · methodology

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