ZIP 36258 Foreclosure, Tax-Lien & Distress Report
Cleburne County, Alabama · High Poverty market
ZIP code 36258 in Cleburne County, Alabama carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (78/100)). The most distinctive pressure shows up in construction/permit lag (74/100), institutional ownership (45/100), structural risk (42/100). mortgage stress (20/100) stay muted. The split runs 42/100 structural to 6/100 active on the ground.
The expansion-phase market in 36258 posted values that rose 5.0% over the year, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $143,100 (2.2× income, relatively affordable). DLRadar's demographic-stress index for the area reads 23/100. About 1,734 people live here, median age 48. Educational attainment sits at 10% bachelor's-or-above. Vacancy runs 8.1%. At $46,316, median income runs below typical U.S. levels. Owners hold 91% of homes, renters 9%. Roughly 23.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 925 housing units. Around 0% of renters are cost-burdened.
Net-net, 36258 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36258 at the moment; the composite and its components are still built from verifiable public records.
The number is not local guesswork: 36258's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 36258, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 19/100 figure for 36258 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 36258 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 36258’s distress
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 36258 by the numbers
A live read on 36258: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Cleburne County ZIPs near 36258
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Each signal above is traceable to an open dataset · methodology