ZIP 36264 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36264 (Cleburne County, Alabama) at a low 17/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100). Structural exposure scores 36 and live distress 6 on the 0–100 scale. Its heaviest discrete signals: construction/permit lag (50/100), institutional ownership (44/100), structural risk (36/100). On the quiet end sit structural risk (36/100) and mortgage stress (19/100).

The market reads expansion — home values rose 5.0% year on year, and 31% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

10.6% of residents fall below the poverty threshold. Rent burden reaches 27% of tenant households. At $54,119, median income runs below typical U.S. levels. The ZIP holds roughly 3,564 housing units. DLRadar's demographic-stress index for the area reads 28/100. The tenure split is 75% owner-occupied to 25% rented. Educational attainment sits at 16% bachelor's-or-above. Home values center near $158,500, an affordability ratio of 2.9× — accessible. The vacancy rate is 14.2% — elevated. Population is roughly 8,408 with a median age of 43.

Taken together, 36264 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 36264 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 36264 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 36264, the field stays empty rather than modeled, and fills in as new documents post.

36264's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 36264 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.