ZIP 36264 Property Distress & Foreclosure Data

ZIP code 36264 in Cleburne County, Alabama carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (FEMA disaster exposure (83/100)). On the structural side it scores 32/100, with 6/100 of stress already active. What sets it apart are the readings on institutional ownership (47/100), structural risk (32/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (19/100).

The peak-phase market in 36264 posted values that rose 4.2% over the year, and 31% higher over three years (phase confidence 38/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 10.6% live below the poverty line. Around 27% of renters are cost-burdened. Households earn a median $54,119 — below the roughly $78,000 national figure. The ZIP holds roughly 3,564 housing units. On demographic stress specifically, 36264 scores 28/100. The tenure split is 75% owner-occupied to 25% rented. About 16% have a four-year degree. A median home runs $158,500 here, or 2.9 times local income. The vacancy rate is 14.2% — elevated. Population is roughly 8,408 with a median age of 43.

On the whole, 36264 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.