ZIP 36262 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36262 (Cleburne County, Alabama) at a low 17/100 for overall property distress. Environmental exposure also runs high (FEMA disaster exposure (78/100)). Structurally it carries 36/100, against 6/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (50/100), institutional ownership (43/100), structural risk (36/100). By contrast, structural risk (36/100) and mortgage stress (18/100) register low.

The expansion-phase market in 36262 posted values that rose 5.0% over the year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

On demographic stress specifically, 36262 scores 24/100. Around 19% of renters are cost-burdened. 11.0% of residents fall below the poverty threshold. Owners hold 92% of homes, renters 8%. Educational attainment sits at 16% bachelor's-or-above. Home values center near $155,600, an affordability ratio of 2.3× — accessible. The ZIP holds roughly 682 housing units. 1,908 residents call 36262 home, typically aged 41. At $66,250, median income runs below typical U.S. levels. Vacancy runs 9.1%.

Net-net, 36262 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 36262 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 36262 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 36262 shows blanks, not estimates, wherever the record is sparse.

The 17/100 figure for 36262 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 36262 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.