ZIP 36855 Property Distress & Foreclosure Data

In Chambers County, Alabama, ZIP 36855 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (83/100)). On the structural side it scores 42/100, with 6/100 of stress already active. Its standout signals are construction/permit lag (48/100), institutional ownership (45/100), structural risk (42/100). On the quiet end sit mortgage stress (19/100).

The peak-phase market in 36855 posted values that rose 3.5% over the year (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $58,230 — below the roughly $78,000 national figure. The ZIP holds roughly 880 housing units. The vacancy rate is 12.5% — elevated. Around 12% of renters are cost-burdened. Roughly 21.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 10% have a four-year degree. On demographic stress specifically, 36855 scores 26/100. A median home runs $123,100 here, or 3.0 times local income. Population is roughly 1,521 with a median age of 54. The tenure split is 93% owner-occupied to 7% rented.

On the whole, 36855 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.