Chambers County, AL: Foreclosures, Tax Liens & Distressed Properties

Chambers County, AL, Alabama: 10 ZIP codes scored, Chambers County, AL averaging 19/100 (low, Chambers, AL), from 16 to 24. Chambers County, AL is in its peak phase (Chambers, AL confidence 22/100): Chambers, AL home prices up 3.2% (Chambers, AL) over twelve months. Chambers County, AL lender headwind: 52/100.

Highest-scoring Chambers County, AL ZIPs: 36801 (24/100), 36879 (21/100), 36850 (20/100), 36852 (20/100), 36854 (20/100), 36276 (18/100). Also scored in Chambers County, AL: 36274, 36862, 36863, 36855.

Across Chambers County, AL's scored ZIPs: median home value $171,670, household income $54,753, 15.9% vacancy, 14.7% poverty, 78% owner-occupied, median age 43.7.

Chambers County, AL insurance distress 37/100 (#1,360 in the US); FEMA hazard 73/100 for Chambers, AL; 2 federal disaster declarations in Chambers County, AL since 2023 (2 hurricane); Chambers, AL construction distress 15/100.

5 banks with 7 branches lend in Chambers County, AL; Chambers, AL weighted bank stress 62/100, highest 79/100 in Chambers, AL.

Chambers County, AL unemployment 2.8% (Chambers, AL +0.1 pts, six months); 54 new housing units permitted in Chambers County, AL over twelve months, Chambers, AL up 32% from 41; Chambers, AL home prices +9.2% a year (Chambers, AL) over three years.

16,435 housing units in Chambers County, AL; 3,893 Chambers, AL renter households; 33% of Chambers, AL renters spend 30%+ of income on rent, 15% (Chambers, AL) half or more.

Chambers County, AL ranks #1,326 nationally on the opportunity index (Chambers, AL, among all ranked counties); Chambers, AL scores 30.0/100 and Chambers, AL sits #51 inside Alabama. Chambers, AL is in the early_signal opportunity phase; Chambers, AL's primary driver is vacancy, Chambers, AL second driver bank institutional; Chambers, AL moved down 214 places. 7 short-sale listings across Chambers, AL; 51 days on market observed in Chambers, AL; 17.2% vacancy over 10 Chambers, AL ZIPs.

No CFPB county sample covers Chambers County, AL. The non-metro area reading for Chambers, AL: 1.6% ninety-plus days late; Chambers, AL's thirty-to-eighty-nine share is 4.7% (Chambers, AL, December 2025 data); Alabama overall 1.1%.

Chambers County, AL has 2 watched banks; 2 Chambers, AL banks sit in an elevated band. Chambers, AL footprints: Farmers&Merchants Bank (2 branches, stress 79) in Chambers, AL; Auburnbank (1 branch, stress 79) in Chambers, AL.

HUD lists 1 assisted multifamily property in Chambers County, AL with 50 units; 50 Chambers, AL units are assisted, 1 Chambers, AL properties under project-based Section 8.

3,001 of the 16,435 housing units in Chambers, AL sit vacant. Chambers County, AL permitted 10 multifamily units in twelve months; Chambers, AL's one-to-four unit structures added 44 units in Chambers County, AL.