ZIP 36863 Foreclosure, Tax-Lien & Distress Report
Chambers County, Alabama · High Vacancy market
DLRadar grades ZIP 36863 (Chambers County, Alabama) at a low 18/100 for overall property distress. Structural risk reads 38/100 against active distress of 6/100. The pressure is most legible in institutional ownership (43/100), structural risk (38/100), construction/permit lag (36/100). construction/permit lag (36/100) and mortgage stress (19/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100)).
The market reads peak — home values rose 3.2% year on year, and 20% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
A median home runs $111,400 here, or 2.5 times local income. Rent burden reaches 33% of tenant households. About 12,335 people live here, median age 43. Around 10% of adults hold a bachelor's degree or higher. The vacancy rate is 18.5% — elevated. At $45,313, median income runs below typical U.S. levels. Owners hold 72% of homes, renters 28%. There are about 5,072 housing units across 36863. The demographic-stress sub-score lands at 30/100. The poverty rate is 16.0%.
Taken together, 36863 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 36863 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 36863 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 36863 reflects the current record instead of a stale or modeled snapshot.
36863's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 36863 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 36863
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
36863 at a glance
A live read on 36863: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Chambers County ZIPs near 36863
Keep exploring Alabama distress
Further distress data across Chambers County, Alabama at ZIP, county and state level.
Get the full acquisition report for 36863
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