Chambers County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Chambers County, AL distress report, 2026: 10 ZIPs scored in Chambers, AL, Chambers, AL average 19/100; the top Chambers, AL ZIP is 36801 at 24/100; Chambers, AL market phase peak, Chambers, AL prices +3.2% year over year.
- Chambers, AL ranks #1,326 nationally (opportunity index); Chambers, AL #51 in Alabama; Chambers, AL index 30.0.
- Chambers, AL: no CFPB county sample; Chambers, AL non-metro area reading 1.6%.
- Chambers, AL ZIP phases: 8 peak, 2 neutral.
- Chambers, AL residential listings tracked: 15 across 6 ZIPs; Chambers, AL candidate listings 5.
- Chambers, AL HUD assisted properties: 1 with 50 units.
- Chambers, AL lenders on watch: 2; largest Chambers, AL footprint Farmers&Merchants Bank (2 branches).
- Chambers, AL most distressed ZIP: 36801 at 24/100.
Chambers, AL figures: DLRadar distress index; Chambers, AL inputs: CFPB, FHFA, HUD, FDIC; Chambers, AL rebuilt as sources refresh.
| Rank | Chambers, AL ZIP | Score |
|---|---|---|
| 1 | 36801 | 24/100 |
| 2 | 36879 | 21/100 |
| 3 | 36850 | 20/100 |
| 4 | 36852 | 20/100 |
| 5 | 36854 | 20/100 |
| 6 | 36276 | 18/100 |
| 7 | 36274 | 17/100 |
| 8 | 36862 | 17/100 |
| 9 | 36863 | 17/100 |
| 10 | 36855 | 16/100 |
Most distressed Chambers, AL ZIPs (0-100, 2026)
Mortgage delinquency around Chambers, AL
No CFPB county sample covers Chambers, AL; the non-metro area reading for Chambers, AL: 1.6% ninety-plus; Chambers, AL area thirty-to-eighty-nine 4.7% (December 2025, Chambers, AL); Alabama overall 1.1%.
Opportunity index: Chambers, AL
Chambers, AL index 30.0, Chambers, AL phase early_signal; Chambers, AL primary driver vacancy, Chambers, AL second driver bank institutional. Chambers, AL components: property stress 23.6, foreclosure pressure 23.8, listing discounts 24.2, bank stress 61.5, insurance 0.0; Chambers, AL pulse 35.0; Chambers, AL capital opportunity 22.1.
ZIP market phases inside Chambers, AL
10 Chambers, AL ZIPs carry a price-cycle phase; Chambers, AL ZIPs by phase (Chambers, AL), deepest drawdown first: peak, +3.2% YoY, 0.0% off peak (Chambers, AL): 36855; neutral, +4.7% YoY (Chambers, AL): 36274; neutral, +4.5% YoY (Chambers, AL): 36276; peak, +1.4% YoY (Chambers, AL): 36801; peak, +3.0% YoY (Chambers, AL): 36850; peak, +2.3% YoY (Chambers, AL): 36852; peak, +2.2% YoY (Chambers, AL): 36854, 36879; peak, +3.2% YoY (Chambers, AL): 36862, 36863.
Residential listings by Chambers, AL ZIP
Chambers, AL ZIPs with the most tracked Chambers, AL residential listings: 36879 5 listings, 1 candidates, bank pressure 63; 36854 3 listings, 1 candidates, bank pressure 62; 36852 2 listings, 0 candidates, bank pressure 62; 36855 2 listings, 1 candidates, bank pressure 58 (Chambers, AL); 36862 2 listings, 2 candidates, bank pressure 60; 36863 1 listings, 0 candidates, bank pressure 60. Chambers, AL totals: 15 listings; Chambers, AL candidates 5; active ZIPs 2.
HUD assisted housing in Chambers, AL
1 assisted properties with 50 units sit in Chambers, AL; largest Chambers, AL properties: Sylvia Word Manor (Valley) 50 units, 50 assisted.
Lenders with branches in Chambers, AL
Chambers, AL lenders by branch count: Farmers&Merchants Bank (Chambers, AL): stress 79, 2 branches low in Chambers, AL; Auburnbank (Chambers, AL): stress 79, 1 branch low in Chambers, AL.
Vacancy and permits, Chambers, AL
3,001 of 16,435 Chambers, AL housing units are vacant; Chambers, AL permits, twelve months: 10 multifamily units in Chambers, AL, 44 one-to-four unit units.
Work Chambers, AL at the parcel level
Every Chambers, AL parcel carries owner and address; every Chambers, AL parcel carries APN; Chambers, AL distress scores sit on the Chambers, AL live board.
Chambers, AL figures refresh with each source.
Chambers, AL questions
Most distressed ZIP code in Chambers County, AL?
ZIP 36801 leads Chambers, AL at 24/100; next in Chambers, AL: 36879 at 21/100; the Chambers, AL average is 19/100.
Where does Chambers County, AL rank for investment opportunity?
Chambers, AL is #1,326 among all ranked counties, #51 in Alabama; the Chambers, AL driver is vacancy; Chambers, AL moved down 214 places.
How many mortgages are delinquent in Chambers County, AL?
Chambers, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Chambers, AL.
Which banks lend in Chambers County, AL?
2 watched lenders hold Chambers, AL branches; the largest Chambers, AL footprints are Farmers&Merchants Bank (2), Auburnbank (1).
More on Chambers, AL
Chambers County, AL distress report: public-record figures for Chambers, AL; not legal advice for Chambers, AL; not tax or investment advice; verify every Chambers, AL record before acting.