ZIP 36875 Property Distress & Foreclosure Data

Composite property distress in 36875 (Russell County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (65/100), institutional ownership (64/100), construction/permit lag (61/100). By contrast, mortgage stress (25/100) register low. The latent-versus-live split is 65/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (89/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.4% year on year, 1.4% off the recent peak, and 30% higher over three years (phase confidence 48/100). Topping markets hide individual distress behind strong averages.

Home values center near $186,200, an affordability ratio of 3.0× — accessible. DLRadar's demographic-stress index for the area reads 25/100. Median household income is $55,393, below the U.S. median near $78,000. Around 15% of renters are cost-burdened. Owners hold 78% of homes, renters 22%. The ZIP holds roughly 1,960 housing units. 8.9% of residents fall below the poverty threshold. About 3,909 people live here, median age 44. Educational attainment sits at 18% bachelor's-or-above. The vacancy rate is 11.4% — elevated.

Net-net, 36875 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.