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ZIP 36869 Foreclosure, Tax-Lien & Distress Report

Russell County, Alabama · High Vacancy market

Composite property distress in 36869 (Russell County, Alabama) lands at 26/100 — low on DLRadar's distress scoring. On the structural side it scores 59/100, with 8/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (88/100), FEMA disaster exposure (74/100). Property-level stress concentrates in institutional ownership (59/100), structural risk (59/100), construction/permit lag (44/100). By contrast, mortgage stress (25/100) register low.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, 1.6% off the recent peak, and 11% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

Population is roughly 20,987 with a median age of 39. The typical home is worth about $136,700 (2.6× income, relatively affordable). 58% of housing is owner-occupied. There are about 10,301 housing units across 36869. Roughly 21.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 13.2%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 15% bachelor's-or-above. The demographic-stress sub-score lands at 31/100. Around 31% of renters are cost-burdened. At $50,341, median income runs below typical U.S. levels.

On the whole, 36869 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 36869 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 36869's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 36869, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 36869 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. For an operator, 36869 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
59/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 36869

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk52
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

Snapshot: 36869 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Russell County

Nearest ZIP codes to 36869

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Keep exploring Alabama distress

Related ZIP, county and statewide reads linked to Russell County, Alabama.

Open the complete 36869 acquisition file

See who owns each distressed property in 36869, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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