ZIP 36871 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 distress scale, ZIP 36871 in Russell County, Alabama comes in at 26, a low composite-distress reading. Its standout signals are institutional ownership (59/100), structural risk (59/100), construction/permit lag (44/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (88/100), FEMA disaster exposure (74/100). On the structural side it scores 59/100, with 8/100 of stress already active.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, 1.6% off the recent peak, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 470 housing units. Roughly 24.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Rent burden reaches 27% of tenant households. Around 10% of adults hold a bachelor's degree or higher. The vacancy rate is 30.8% — elevated. DLRadar's demographic-stress index for the area reads 33/100. About 852 people live here, median age 52. The tenure split is 90% owner-occupied to 10% rented. Median household income is $30,592, below the U.S. median near $78,000. Home values center near $157,500, an affordability ratio of 3.7× — accessible.

Taken together, 36871 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 36871 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 36871's 26/100 can be lined up against any neighbor in Russell County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 36871, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 26/100 figure for 36871 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 36871 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.