Cherokee County, GA: Foreclosures, Tax Liens & Distressed Properties

Cherokee County, GA, Georgia: 15 ZIP codes scored, Cherokee County, GA averaging 31/100 (moderate, Cherokee, GA), from 20 to 36. Cherokee County, GA is in its peak phase (Cherokee, GA confidence 18/100): Cherokee, GA home prices up 1.2% (Cherokee, GA) over twelve months. Cherokee County, GA lender headwind: 37/100.

Highest-scoring Cherokee County, GA ZIPs: 30075 (36/100), 30004 (35/100), 30028 (34/100), 30040 (34/100), 30102 (32/100), 30114 (32/100). Also scored in Cherokee County, GA: 30115, 30183, 30184, 30188, 30189, 30107, 30101, 30143, 30534.

Across Cherokee County, GA's scored ZIPs: median home value $448,607, household income $116,113, 6.2% vacancy, 6.6% poverty, 80% owner-occupied, median age 40.8.

Cherokee County, GA insurance distress 80/100 (#356 in the US); FEMA hazard 90/100 for Cherokee, GA; 9 federal disaster declarations in Cherokee County, GA since 2023; 4 Cherokee, GA NFIP flood claims, $33K paid; Cherokee, GA construction distress 54/100.

17 banks with 43 branches lend in Cherokee County, GA; Cherokee, GA weighted bank stress 59/100, highest 71/100 in Cherokee, GA.

Cherokee County, GA unemployment 2.9% (Cherokee, GA -0.2 pts, six months); 1,512 new housing units permitted in Cherokee County, GA over twelve months, Cherokee, GA down 4% from 1,579; Cherokee, GA home prices +12.3% a year (Cherokee, GA) over three years.

106,407 housing units in Cherokee County, GA; 22,395 Cherokee, GA renter households; 52% of Cherokee, GA renters spend 30%+ of income on rent, 24% (Cherokee, GA) half or more.

Cherokee County, GA ranks #1,659 nationally on the opportunity index (Cherokee, GA, among all ranked counties); Cherokee, GA scores 28.9/100 and Cherokee, GA sits #123 inside Georgia. Cherokee, GA is in the early_signal opportunity phase; Cherokee, GA's primary driver is construction, Cherokee, GA second driver bank institutional; Cherokee, GA moved up 795 places. 97 short-sale listings across Cherokee, GA; 60 days on market observed in Cherokee, GA; 4.7% vacancy over 15 Cherokee, GA ZIPs.

0.6% of Cherokee County, GA mortgages were ninety-plus days late in December 2025; Cherokee, GA's thirty-to-eighty-nine-day share was 1.2% (CFPB county sample). Cherokee, GA's ninety-day rate is unchanged on twelve months earlier; the Cherokee, GA peak since 2008 was 4.6% in February 2010; Georgia overall reads 1.3%.

Cherokee County, GA has 2 watched banks; 2 Cherokee, GA banks sit in an elevated band. Cherokee, GA footprints: Ameris Bank (3 branches, stress 51) in Cherokee, GA; Citizens Bank Of Georgia (1 branch, stress 50) in Cherokee, GA.

HUD lists 6 assisted multifamily properties in Cherokee County, GA with 735 units; 82 Cherokee, GA units are assisted, 1 Cherokee, GA properties under project-based Section 8.

4,893 of the 106,407 housing units in Cherokee, GA sit vacant. Cherokee County, GA permitted 246 multifamily units in twelve months; Cherokee, GA's one-to-four unit structures added 1,266 units in Cherokee County, GA.