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Oglethorpe County, GA: Foreclosures, Tax Liens & Distressed Properties

Oglethorpe County, GA, Georgia: 10 ZIP codes scored, Oglethorpe County, GA averaging 19/100 (low, Oglethorpe, GA), from 17 to 24. Oglethorpe County, GA is in its peak phase (Oglethorpe, GA confidence 39/100): Oglethorpe, GA home prices up 0.4% (Oglethorpe, GA) over twelve months. Oglethorpe County, GA lender headwind: 26/100.

Highest-scoring Oglethorpe County, GA ZIPs: 30683 (24/100), 30628 (19/100), 30629 (19/100), 30619 (18/100), 30627 (18/100), 30630 (18/100). Also scored in Oglethorpe County, GA: 30648, 30667, 30660, 30669.

Across Oglethorpe County, GA's scored ZIPs: median home value $198,880, household income $67,492, 19.1% vacancy, 12.9% poverty, 80% owner-occupied, median age 42.2.

Oglethorpe County, GA insurance distress 48/100 (#1,147 in the US); FEMA hazard 94/100 for Oglethorpe, GA; 9 federal disaster declarations in Oglethorpe County, GA since 2023 (3 hurricane); Oglethorpe, GA construction distress 71/100.

2 banks with 2 branches lend in Oglethorpe County, GA; Oglethorpe, GA weighted bank stress 50/100, highest 56/100 in Oglethorpe, GA.

Oglethorpe County, GA unemployment 2.9% (Oglethorpe, GA -0.2 pts, six months); 93 new housing units permitted in Oglethorpe County, GA over twelve months, Oglethorpe, GA down 22% from 119; Oglethorpe, GA home prices +13.6% a year (Oglethorpe, GA) over three years.

6,511 housing units in Oglethorpe County, GA; 969 Oglethorpe, GA renter households; 47% of Oglethorpe, GA renters spend 30%+ of income on rent, 16% (Oglethorpe, GA) half or more.

Oglethorpe County, GA ranks #1,223 nationally on the opportunity index (Oglethorpe, GA, among all ranked counties); Oglethorpe, GA scores 30.4/100 and Oglethorpe, GA sits #88 inside Georgia. Oglethorpe, GA is in the early_signal opportunity phase; Oglethorpe, GA's primary driver is vacancy, Oglethorpe, GA second driver construction; Oglethorpe, GA moved down 560 places. 4 short-sale listings across Oglethorpe, GA; 36 days on market observed in Oglethorpe, GA; 15.3% vacancy over 10 Oglethorpe, GA ZIPs.

No CFPB county sample covers Oglethorpe County, GA. The metro area reading for Oglethorpe, GA (Athens-Clarke County, GA): 1.1% ninety-plus days late; Oglethorpe, GA's thirty-to-eighty-nine share is 1.6% (Oglethorpe, GA, December 2025 data); Georgia overall 1.3%.

Oglethorpe County, GA has 2 watched banks; 2 Oglethorpe, GA banks sit in an elevated band. Oglethorpe, GA footprints: Vallant Bank (1 branch, stress 56) in Oglethorpe, GA; Commercial Bank (1 branch, stress 44) in Oglethorpe, GA.

1,100 of the 6,511 housing units in Oglethorpe, GA sit vacant. Oglethorpe County, GA permitted 0 multifamily units in twelve months; Oglethorpe, GA's one-to-four unit structures added 93 units in Oglethorpe County, GA.

Peak
Market phase
0.4%
Oglethorpe, GA HPI YoY
0%
Drawdown
39
Oglethorpe confidence

Oglethorpe County ZIPs ranked by distress

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