ZIP 30628 Property Distress & Foreclosure Data

Composite property distress in 30628 (Madison County, Georgia) lands at 20/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — FEMA disaster exposure (93/100). The latent-versus-live split is 44/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (71/100), institutional ownership (50/100), structural risk (44/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 2.1% over the trailing year, 1.1% off the recent peak, and 25% higher over three years (phase confidence 30/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Educational attainment sits at 25% bachelor's-or-above. 16.3% of residents fall below the poverty threshold. The ZIP holds roughly 2,331 housing units. Around 26% of renters are cost-burdened. The vacancy rate is 7.2%. DLRadar's demographic-stress index for the area reads 30/100. Median household income is $64,882, below the U.S. median near $78,000. Owners hold 86% of homes, renters 14%. Home values center near $287,900, an affordability ratio of 3.7× — accessible. 7,261 residents call 30628 home, typically aged 37.

Overall, 30628 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.