ZIP 30646 Foreclosure, Tax-Lien & Distress Report

In Madison County, Georgia, ZIP 30646 scores 20 of 100 for composite distress, a low level on DLRadar's public-record index. The sharpest non-environmental signals are construction/permit lag (66/100), institutional ownership (49/100), structural risk (44/100). On the quiet end sit mortgage stress (20/100). Structural exposure scores 44 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (91/100).

The peak-phase market in 30646 posted values that held roughly flat over the year, and 24% higher over three years, at 39/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $67,614 — below the roughly $78,000 national figure. Rent burden reaches 56% of tenant households. DLRadar's demographic-stress index for the area reads 31/100. Educational attainment sits at 25% bachelor's-or-above. 13.3% of residents fall below the poverty threshold. Vacancy runs 7.0%. The typical home is worth about $217,600 (2.9× income, relatively affordable). Population is roughly 8,161 with a median age of 42. The tenure split is 73% owner-occupied to 27% rented. There are about 3,574 housing units across 30646.

Net-net, 30646 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 30646 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 30646 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 30646 can be compared directly against any other ZIP in Madison County, Georgia or nationwide. Where the public record is thin for 30646, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 30646 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 30646 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.